10636 Harborside Dr, Largo, FL 33773

Enjoy Waterfront Living Without the Worry - This stunning waterfront home offers the best of Florida living — serene water views, boating access, and vibrant sunsets — all in a desirable X500 flood zone, meaning no flood insurance is required. Enjoy the beauty and convenience of living near the water while saving thousands each year and resting easy knowing your home is in a low-risk zone with this exceptional, fully remodeled multi-split home, perfectly positioned on 120 feet of private shoreline along Lake Seminole. Nestled on a serene, southwest-facing lot, this 4-bedroom, 3-bathroom residence captures panoramic lake views, breathtaking sunsets, and the beauty of nature with visits from ospreys, bald eagles, and herons right from your backyard—no flood insurance required (X500 zone). Step inside to discover a thoughtfully designed interior with vaulted ceilings where elevated craftsmanship and timeless finishes set the tone. The heart of the home is the expansive chef’s kitchen, featuring custom cabinetry, high-end JennAir appliances, an oversized island with glass-front cabinets, and abundant space for entertaining. Whether you're hosting holiday gatherings or casual lake days, this space is made to impress. The main living area boasts open-concept design with tile flooring, plantation shutters, luxury roller shades, and sophisticated built-ins throughout. Downstairs, a cozy family room with gas fireplace and custom penny tile surround offers a welcoming retreat, along with a full guest suite, full bath, laundry room, and access to the spacious 2-car garage with storage. Upstairs, the private primary suite is a sanctuary with sweeping lake and wooded views, luxury vinyl flooring, custom built-ins, and a spa-inspired ensuite bath. There’s even potential to build a private deck off the suite—ideal for sunrise coffee or evening stargazing. Two additional guest bedrooms and a full bath complete the upper level. Outside, resort-style amenities await. The kidney-shaped pool is both screen-enclosed and partially covered, allowing for cool, shaded afternoon swims with unobstructed lake views. A private dock with a 10,000 lb boat lift—currently home to two jet skis—lets you launch straight into Lake Seminole’s 685 acres of recreational paradise, perfect for boating, tubing, skiing, and world-class bass fishing. Home features 2024 Shingle Roof, a newer tankless water heater, whole-home water softener system, and 2025 Interior and Exterior paint. The home is cooled by two separate HVAC systems. The front façade is finished with sleek modern gray tile accents, enhancing curb appeal and complementing the home’s elevated design. This is more than a home—it’s a lifestyle. Private, peaceful, and beautifully appointed, this lakeside retreat offers the best of Florida living with none of the compromises. Welcome to life on Lake Seminole.