3596 S River Ter, Edgewater, MD 21037

60 feet of deep, protected water with 4 ft MLW on the protected Pocahontas Creek, and a 20,000-lb boat lift at your private pier. Minutes by boat to the South River and the Chesapeake Bay. This 5-bedroom, 6-bath Loch Haven home offers over 5,200 finished sq ft on four levels, with the big-ticket items already done: new roof (2026), new HVAC (2024 and 2026), and a new lift cradle (2026). The main level is made for entertaining. An open gourmet kitchen with a large island, double ovens, gas cooktop with grill, and solid hickory cabinets flows into the family room with its stone gas fireplace, then out to a full-width screened porch overlooking the water. A main-level bedroom and full bath are ideal for guests. Upstairs, the primary suite has its own full-width waterfront deck with unobstructed creek views, a walk-in closet, and a bath with soaking tub, oversized shower, and double vanity. Two more bedrooms each have a private ensuite bath. The third floor adds a fifth bedroom, flex space, and a full bath. The lower level has a rec room, gym, full bath, and storage. Outside, the irrigated, landscaped lot gently slopes to the pier, with 30-amp power and fresh water, kayak storage, and a fire pit. There’s an oversized 3-car garage plus 4 driveway spaces. Loch Haven adds a sandy beach, community marina, boat ramp, tennis, pickleball, trails, and year-round events.