Movoto Real Estate
Sold on 02/24/2026

406 Harbor Dr, Annapolis, MD 21403

$800,000

Last sold 02/24/2026 after 31 Days

  • 4

    bed

  • 3

    bath

  • 3,400

    Sqft ($235/Sqft)

House not for sale

About 406 Harbor Dr

Property type House
Neighborhood
Year built 1972
HOA fee $2/month
Lot size 0.29 Acre
Movoto estimate
Property description
OPEN HOUSE CANCELLED! UNDER CONTRACT! Welcome to 406 Harbor Drive, an exceptional residence in the heart of Hillsmere Shores, one of Annapolis’ most coveted water-privileged communities. Completely renovated and impeccably maintained, this home offers approximately 4,000 finished square feet of beautifully designed living space where scale, comfort, and craftsmanship come together seamlessly. Walls of windows flood the open layout with natural light, highlighting rich hardwood floors, custom moldings, and timeless fixtures throughout. The gourmet kitchen is the true centerpiece of the home, featuring 42" cabinetry, stainless steel and chef-grade appliances, gleaming granite countertops, and an oversized center island—perfect for everyday living and effortless entertaining. A sunny morning room connects the kitchen and dining spaces, creating an inviting flow for gatherings large and small. The formal dining room is accented by a stunning tray ceiling, while the expansive living room offers an ideal setting for entertaining or relaxing. The primary suite is a showstopper, complete with vaulted ceilings, a sitting area, a custom walk-in closet, and a spa-inspired bath featuring a frameless glass walk-in shower with designer tile and a deep soaking tub. All additional bedrooms are generously sized with excellent closet space. The screened upper porch extends your living space outdoors—ideal for champagne sunsets, crab feasts, and relaxed evenings—finished with maintenance-free composite decking and vinyl posts. The lower level impresses with exposed brick walls, a large recreation room for movie nights and gatherings, and an open den with a cozy wood stove that works beautifully as a home office or study. A guest bedroom, full bath, oversized laundry room, and separate utility room provide flexibility, storage, and function. Outside, the fenced backyard is level, private, and surrounded by mature trees, offering endless possibilities for gardening, play, entertaining, or even adding a pool. A large paver patio is perfect for a fire pit and s’mores under the stars. Plenty of off-street parking completes the package. Hillsmere Shores delivers an unmatched lifestyle with two private beaches, beachfront playgrounds, a boat ramp, canoe and kayak storage, boat slips, beach pavilions, volleyball courts, and a community pool—all just moments away. Enjoy a vibrant calendar of neighborhood events including poolside movie nights, Food Truck Fridays, beach Easter egg hunts, Fourth of July bike parades, spring sock burning, and the annual pig roast. This is more than a home—it’s a community, a lifestyle, and an absolute 10.
Listed by
Listing Agent - Wendy T Oliver
Listing Office - Coldwell Banker Realty
Source: Bright MLS mls logo
MLS#MDAA2133380 • last updated 6 months ago
Movoto checked Bright MLS for data 6 minutes ago
Overview
Cooling/AC Central A/C, Programmable Thermostat, Electric
Heating Electric
Levels/Style Craftsman
Type Residential
Virtual Tour N/A
Status Closed
SqFt 3400
Lot Size (SqFt) 12562
Lot Size (Acres) 0.29
Annual Property Tax 1
Year Built 1972
Condition Excellent
HOA Fee 25, Annually
New Construction (Y/N) N
HOA Name HSIA
Foreclosure (Y/N) N
Interior
Total # of Bathrooms 3
# Full Baths 3
Total # of Bedrooms 4
Basement Daylight, Full, Connecting Stairway, Drainage System, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Shelving, Walkout Level, Windows, Workshop, Drain, Fully Finished
Other Room(s) Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Office, Recreation Room, Storage Room, Workshop, Bathroom 2, Attic, Primary Bathroom, Full Bath, Screened Porch
Laundry Has Laundry
Appliances Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Oven - Double, Oven - Wall, Range Hood, Six Burner Stove, Stainless Steel Appliances, Washer, Disposal, Extra Refrigerator/Freezer, Icemaker, Refrigerator, Water Conditioner - Owned, Water Heater
Walls/ Ceilings High
Interior Features Breakfast Area, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Skylight(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Stove - Wood, Attic, Built-Ins, Crown Moldings, Family Room Off Kitchen, Kitchen - Country, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Water Treat System
Accessibility Features None
Exterior
Roof Architectural Shingle
Foundation Concrete Perimeter
Parking Desc Paved Driveway, Driveway, Off Street
Exterior Features Bump-outs, Street Lights, Water Falls, Play Area
Existing Structures Above Grade, Below Grade
Amenities / Utilities
Utilities Under Ground
Sewer/ Septic Public Sewer
Electricity 200+ Amp Service
Pool Yes - Community
HOA Fees Include Common Area Maintenance
Community Pool In Ground
Location
Body of Water Chesapeake Bay And South River, River
View Garden/Lawn
Subdivision HILLSMERE ESTATES
Water Source Well
Senior Community (Y/N) N
High School ANNAPOLIS
Elementary School HILLSMERE
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Middle School ANNAPOLIS
Directions Hillsmere Drive To Harbor.
Zoning R2
Lot/ Land Details
Road Surface Type Black Top
$819K
Range: $761K-$876K
Last 30 days 
  • Mar 2026
    Public Records
  • Mar 4, 2026 Sold
    $800,000
  • Feb 2026
    mls logo MLS # MDAA2133380
  • Feb 24, 2026 Sold
    $800,000 (+0.6%)
  • Jan 31, 2026 Active
  • Dec 17, 2025 Listed
    $795,000 (+23.3%)
  • Dec 2021
    Public Records
  • Dec 15, 2021 Sold
    $645,000
  • Nov 2021
    mls logo MLS # MDAA2011712
  • Nov 24, 2021 Sold
    $645,000 (-4.4%)
  • Oct 13, 2021 Active
  • Oct 1, 2021 Listed
    $675,000 (-1.0%)
  • Aug 2021
    mls logo MLS # MDAA469620
  • Aug 16, 2021 Price Change
    $682,000 (-1.9%)
  • Jul 15, 2021 Listed
  • Jul 15, 2021 Hold
  • Jun 27, 2021 Price Change
    $694,999
  • Jun 17, 2021 Listed
    $695,000 (+239.2%)
  • Jan 2001
    Public Records
  • Jan 31, 2001 Sold
    $204,900
  • Year Property taxes Tax assessment
  • 2025
    $6,424 +20.7%
    $600,733 +10.27%
  • 2023
    $5,322 +6.6%
    $544,767 +14.05%
  • 2022
    $4,992 +13.0%
    $477,667 +2.39%
  • 2018
    $4,416 +1.8%
    $466,533 +9.64%
  • 2017
    $4,337
    $425,500
  • 406 Harbor Dr
    $800K
  • Hillsmere Shores
    $714K +20% y/y
  • 21403
    $650K -7% y/y
  • Annapolis
    $699K +3% y/y
No chart available
Statistics calculated by Movoto
Est. value Bed/bath Sqft mi
408 Harbor Dr, Annapolis, MD 21403 $794,000 5/3 1,388 0.01
404 Harbor Dr, Annapolis, MD 21403 $737,000 —/1 1,846 0.02
402 Harbor Dr, Annapolis, MD 21403 $649,000 3/2 1,296 0.03
410 Harbor Dr, Annapolis, MD 21403 $661,000 —/1 1,651 0.03
413 Duvall Ln, Annapolis, MD 21403 $555,000 —/2 1,052 0.03
411 Duvall Ln, Annapolis, MD 21403 $616,000 —/1 1,116 0.03
401 Harbor Dr, Annapolis, MD 21403 $727,000 —/3 1,316 0.04
104 Great Oak Dr, Annapolis, MD 21403 $665,000 3/2 1,688 0.04

Estimated values are based on public record data and automated valuation models. Values are not guaranteed and may not reflect current market conditions.

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Source: GreatSchools.org © 2026. All rights reserved.

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