About Home value Property history Tax history Market statistics Schools Neighborhood Places of interest

13 Chatham Ln, Palmyra, VA 22963

$517,900

Last sold 02/13/2026 after 315 Days

4
bed
3
bath
2,112
Sqft ($245/Sqft)

House not for sale

About 13 Chatham Ln

Property type House

Neighborhood

Year built 1984

HOA fee $106/month

Lot size 0.49 Acre

Movoto estimate

Property description

Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock ? Don?t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!,Marble Counter,White Cabinets,Fireplace in Family Room

Listed by

Listing Agent - SCOTT MACDONALD

Listing Office - RE/MAX GATEWAY

Source: Bright MLS

MLS#662771 • last updated 8 months ago

Movoto checked Bright MLS for data 5 minutes ago

Overview
Cooling/AC	Central A/C, Heat Pump(s)
Heating	Electric
Levels/Style	Cape Cod
Type	Residential
Status	Closed
SqFt	2400
Lot Size (Acres)	0.49
Annual Property Tax	3081
Year Built	1984
HOA Fee	1267, Annually
New Construction (Y/N)	N
HOA Name	(434) 589-8263
Condo/ Co-Op Fee	871, One Time
Foreclosure (Y/N)	N

Interior
Total # of Bathrooms	3
# Full Baths	2
# Half Baths	1
Total # of Bedrooms	4
Basement	Heated, Interior Access, Outside Entrance, Partially Finished, Walkout Level, Windows
Other Room(s)	Kitchen, Family Room, Breakfast Room, Full Bath, Half Bath, Additional Bedroom
Flooring	Carpet
Appliances	Dryer, Washer
Fireplace	Gas/Propane
Interior Features	Entry Level Bedroom
Accessibility Features	None

Exterior
Foundation	Wood
Building Area (SqFt)	2694
Existing Structures	Above Grade, Below Grade

Amenities / Utilities
Sewer/ Septic	Public Sewer

Location
Body of Water	Bay
Subdivision	LAKE MONTICELLO
Water Source	Community
High School	FLUVANNA
Elementary School	CENTRAL
School District	FLUVANNA COUNTY PUBLIC SCHOOLS
Middle School	FLUVANNA
Directions	ENTER MAIN GATE AT ASHLAWN & LAKE MONTICELLO RD:Take I-64 To Exit 129 (616).Turn Rt Onto Black Cat/Union Mills/616 For 6 Miles.Rt On 600 For 1.6 Miles.Rt On Lake Monticello.Lft To Enter Gate At Ashlawn.Lft On Jefferson.Rt On Woodridge.Rt On Chatham.
Zoning	R-4, Residential

$545K

Range: $474K-$615K

Last 30 days

Lower your payment with the loan terms that fit you.

Feb 2026
MLS # 662771
Feb 13, 2026 Sold
$517,900
Feb 13, 2026 Sold
$517,900 (-0.4%)
Jan 21, 2026 Pending
—
Jan 21, 2026 Pending
—
Dec 23, 2025 Price Change
$519,900 (-1.0%)
Oct 28, 2025 Listed
—
Oct 28, 2025 Listed
—
Aug 25, 2025 Active
—
Aug 25, 2025 Active
—
Aug 12, 2025 Price Change
$524,900 (-1.9%)
Jul 24, 2025 Price Change
$534,990 (-1.8%)
Jul 3, 2025 Listed
—
Jul 3, 2025 Listed
—
Jun 20, 2025 Pending
—
Jun 20, 2025 Pending
—
Jun 19, 2025 Listed
$544,990
Jun 19, 2025 Listed
$544,990 (+1.9%)
Jun 2, 2025 Listed
—
Jun 2, 2025 Listed
—
May 27, 2025 Pending
—
May 27, 2025 Pending
—
May 23, 2025 Price Change
$534,990 (-0.9%)
May 15, 2025 Price Change
$539,990 (-1.8%)
Apr 29, 2025 Price Change
$549,900 (-3.5%)
Apr 4, 2025 Listed
$569,900
Apr 4, 2025 Listed
$569,900 (-2.6%)
Feb 2026
Public Records
Feb 13, 2026 Sold
$517,900
Mar 2025
MLS # 657274
Mar 17, 2025 Price Change
$584,900 (-0.8%)
Mar 12, 2025 Price Change
$589,900 (-0.9%)
Mar 7, 2025 Price Change
$595,000 (-0.8%)
Feb 16, 2025 Price Change
$599,900
Feb 11, 2025 Price Change
$599,925
Dec 5, 2024 Price Change
$599,900 (-4.0%)
Nov 20, 2024 Price Change
$624,900 (-0.7%)
Nov 4, 2024 Price Change
$629,000 (-3.1%)
Oct 7, 2024 Price Change
$649,000 (-4.4%)
Sep 27, 2024 Listed
$679,000
Sep 27, 2024 Listed
$679,000 (+59.8%)
Aug 2024
MLS # 653205
Aug 6, 2024 Sold
$425,000
Aug 6, 2024 Sold
$425,000 (-5.6%)
Jul 28, 2024 Pending
—
Jul 28, 2024 Pending
—
Jul 24, 2024 Price Change
$450,000 (-15.9%)
Jun 25, 2024 Price Change
$535,000 (-8.5%)
Jun 3, 2024 Price Change
$585,000 (-9.3%)
May 22, 2024 Listed
$645,000
May 22, 2024 Listed
$645,000

Year Property taxes Tax assessment
2025
$4,390 +0.7%

$581,520
2024
$4,361 +41.6%

$581,520 +59.32%
2023
$3,081

$365,000
2022
$3,081 +4.3%

$365,000 +7.51%
2021
$2,954 -1.6%

$339,500
2020
$3,001 +1.0%

$339,500 +5.66%
2019
$2,972 +14.4%

$321,300 +1.55%
2017
$2,598

$316,400
2016
$2,598

$316,400 +6.71%
2015
$2,598

$296,500
2014
$2,598

—

13 Chatham Ln
$517K
Lake Monticello
—
22963
$398K -2% y/y
Palmyra
$398K -2% y/y

No chart available

Statistics calculated by Movoto

	Est. value	Bed/bath	Sqft	mi
15 Chatham Ln, Palmyra, VA 22963	$772,000	3/2	1,944	0.02
11 Chatham Ln, Palmyra, VA 22963	$756,000	3/3	1,836	0.03
17 Chatham Ln, Palmyra, VA 22963	$742,000	3/3	1,656	0.03
9 Chatham Ln, Palmyra, VA 22963	$501,000	3/2	1,924	0.03
10 Chatham Ln, Palmyra, VA 22963	$402,000	3/2	1,594	0.04
14 Chatham Ln, Palmyra, VA 22963	$390,000	3/2	1,288	0.05
4 Cove Cir, Palmyra, VA 22963	$814,000	4/4	2,255	0.05
7 Chatham Ln, Palmyra, VA 22963	$473,000	3/2	1,672	0.05

Estimated values are based on public record data and automated valuation models. Values are not guaranteed and may not reflect current market conditions.