13 Horseback Ln, Palmyra, VA 22963

NEW PRICE – $369,900! Spacious 4-bedroom, 3-full-bath home in Lake Monticello offering 2,810 finished square feet, a large 2-car garage, and a versatile finished terrace level! Situated near the end of a quiet cul-de-sac street, this home offers generous living space, a flexible floor plan, and a fenced backyard. Enjoy a carpet-free interior featuring bamboo flooring on the main level, ceramic tile on the terrace level, and a kitchen with granite countertops. The finished walkout terrace level offers endless possibilities for a family room, recreation area, home office, or guest space. Outdoor living shines with an expansive two-level rear deck, fenced backyard, and seasonal winter water views. Major improvement includes a BRAND-NEW HVAC SYSTEM installed in 2026! Enjoy Lake Monticello's resort-style amenities, including a 352-acre lake, beaches, boating, golf course, swimming pool, parks, and playgrounds. Convenient to Charlottesville, shopping, dining, and everyday essentials. An exceptional opportunity for buyers seeking space, versatility, and value in Lake Monticello at the NEW PRICE of $369,900!