- $999,999
- 4Bd
- 3.4Ba
New Construction For Sale in Lower, NJ | Page 2
77 Homes
Lower, NJ Homes for Sale
New Construction Dutch Colonial with Hardie Board Siding! Your own piece of paradise awaits in this beautifully designed home featuring an open concept first floor with elegant, coffered ceilings spanning the living room, kitchen, and dining areas. The living room centers around a cozy gas fireplace, while a chef's kitchen offers top of the line stainless steel appliances, an island with a beverage cooler and sink, and a dining area that opens to a bright sunroom. The highly desirable first floor primary suite includes a private en suite bath, and the main level also features a welcoming foyer, powder room, and a convenient mudroom/laundry room with a washer and dryer. An attached carport provides covered parking. Upstairs, you’ll find a second primary bedroom with en suite bath, three additional guest bedrooms, and a full hall bath. Outdoor highlights include a brick patio, 20x12 in ground pool, 12x8 storage shed, fully landscaped yard with an in-ground sprinkler system, and a covered front porch. Additional features include central air, natural gas heat, and high quality finishes throughout. Appliances include a gas range, microwave, French door refrigerator, washer, and dryer.
- $1,589,000
- 5Bd
- 3.1Ba
Lower, NJ Homes for Sale
New construction in a premier Cape May County location. Situated on a private cul-de-sac, this newly completed, maintenance-free home offers five bedrooms, three bathrooms, custom finishes, and immediate enjoyment. A welcoming front porch opens to a spacious living room, kitchen, and dining area. The kitchen features a center island, quartz countertops, a professional 36-inch gas range with a conveniently placed pot filler, a dishwasher, and a refrigerator. The adjoining dining area includes a sliding glass door leading to a covered rear patio. Three bedrooms and a hall bathroom are located just off the main living area. On the opposite side of the home, the primary bedroom offers added privacy and a vaulted ceiling. Its distinctive en suite bathroom features a floating double vanity, a large walk-in shower, and a freestanding tub. A large picture window fills the room with natural light. Also on this side of the home are a pantry, additional storage, and a laundry room with abundant cabinetry and a full-size washer and dryer. The pantry offers flexibility for conversion to a future powder room, with plumbing and electrical service already roughed in. This side of the home also provides access to a second-floor guest suite or family room. Filled with natural light and complete with a full bathroom, closet, and storage, this versatile space offers many possibilities. It is an ideal private retreat for parents, friends, or other guests during their visits. The attached, oversized two-car garage provides convenient access to the home, while the driveway accommodates four additional vehicles. The well-landscaped exterior includes a fenced yard for safety and privacy, as well as an enclosed outdoor shower—an especially welcome convenience after a day at the beach. The home's HVAC system features gas-fired forced-air heat and central air conditioning with four zones: the bedroom wing; the living, kitchen, and dining areas; the primary bedroom and bathroom; and the second-floor guest or family room. Each zone has its own thermostat for personalized comfort. The home is served by well water and includes an upgraded water-softening system, charcoal filtration, and a Vertex Pure Water reverse-osmosis system beneath the sink. A large attic area offers substantial storage potential. It can be accessed by pull-down stairs in the bedroom wing, with additional access from the landing leading to the second-floor guest area. Another important feature is the home's ADA-compliant design. The hall bathroom in the bedroom wing meets ADA requirements for sink and shower accessibility. The living area features Cortex flooring, and the front and rear walkways are designed to accommodate accessibility needs. Thoughtfully designed and carefully built, this home is ready for its next owners to enjoy as either a year-round residence or a vacation retreat.
- $949,000
- 5Bd
- 3Ba
Lower, NJ Homes for Sale
RED TAG SALE! Move-In Ready! Come explore America's #1 Home Builder's newest community in Cape May County - Coastal Crossing offers the opportunity to own a new construction, luxury two-story townhome in Cape May County minutes from local conveniences and desired Jersey Shore Beaches such as Cape May, Wildwood and Stone Harbor! This community features top amenities such as pickleball courts, barbecue pits with tables, and a and playground area. Its location off Rt.9 and only 1.5 miles to the Garden State Parkway makes commuting a breeze. You can spend the day soaking up the sun, swimming or walking on the boardwalk in Wildwood! With being only a short drive to the Washington Street Mall, Congress Hall, downtown Stone Harbor, the Cape May Zoo, and the Atlantic City Airport, this community has something to offer for everyone. Living at Coastal Crossing will offer residents to enjoy coastal, slower paced living, with their pick of shore town fun. The Crofton floorplan is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner’s suite that highlights a large walk-in closet and owner’s bath with double vanity. Our homes include upgrades such as quartz countertops, stainless steel appliances, upgraded flooring, recessed lighting and popular cabinetry styles. To top it all off, these homes come complete with America’s Smart Home Technology and a New Home Warranty. Find the quality of life you’ve been looking for at a value you will appreciate from America's #1 Home Builder!
- $419,990
- 4Bd
- 2.1Ba
Lower, NJ Homes for Sale
Move-In Ready! End Unit! Come explore America's #1 Home Builder's newest community in Cape May County - Coastal Crossing offers the opportunity to own a new construction, luxury two-story townhome in Cape May County minutes from local conveniences and desired Jersey Shore Beaches such as Cape May, Wildwood and Stone Harbor! This community features top amenities such as pickleball courts, barbecue pits with tables, and a and playground area. Its location off Rt.9 and only 1.5 miles to the Garden State Parkway makes commuting a breeze. You can spend the day soaking up the sun, swimming or walking on the boardwalk in Wildwood! With being only a short drive to the Washington Street Mall, Congress Hall, downtown Stone Harbor, the Cape May Zoo, and the Atlantic City Airport, this community has something to offer for everyone. Living at Coastal Crossing will offer residents to enjoy coastal, slower paced living, with their pick of shore town fun. The Crofton floorplan is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner’s suite that highlights a large walk-in closet and owner’s bath with double vanity. Our homes include upgrades such as quartz countertops, stainless steel appliances, upgraded flooring, recessed lighting and popular cabinetry styles. To top it all off, these homes come complete with America’s Smart Home Technology and a New Home Warranty. Find the quality of life you’ve been looking for at a value you will appreciate from America's #1 Home Builder!
- $449,190
- 4Bd
- 2.1Ba
Lower, NJ Homes for Sale
Quick Move-in New Construction! Furnished Model Home and Sales Office open for tours - Walk-ins Welcome! View our Model and Available Homes in Coastal Crossing - offering the opportunity to own a new construction, luxury two-story townhome in Cape May County minutes from local conveniences and desired Jersey Shore Beaches such as Cape May, Wildwood and Stone Harbor! This community features top amenities such as pickleball courts, barbecue pits with tables, and a and playground area. Its location off Rt.9 and only 1.5 miles to the Garden State Parkway makes commuting a breeze.
The Crofton floor plan is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner’s suite that highlights a large walk-in closet and owner’s bath with double vanity.
Our homes include upgrades such as quartz countertops, stainless steel appliances, upgraded flooring, high ceilings, recessed lighting and popular cabinetry styles. To top it all off, these homes come complete with America’s Smart Home Technology and a New Home Warranty. Find the quality of life you’ve been looking for at a value you will appreciate from America's #1 Home Builder! *Photos may vary on floor plan. **Up to $8,000 of advertised incentives, promotions and/or price reductions are with use of our preferred lender, DHI Mortgage and conditional on closing date.
- $449,190
- 4Bd
- 3Ba
- 2,313 Sq Ft
Lower, NJ Homes for Sale
**New Construction Underway- Hurry, this one won't last!
Welcome to 240 Marshall Road, North Cape May, where coastal charm meets everyday convenience. This inviting home offers comfortable living spaces, a functional layout, and an ideal location just minutes from the Delaware Bay beaches. Whether you're looking for a year-round residence, vacation getaway, or investment opportunity, this home offers the perfect blend of relaxation and accessibility.
The sought-after Galen floorplan offers 4 spacious bedrooms, 2.5 baths, and a 2-car garage with thoughtfully designed living spaces for today's lifestyle. A welcoming foyer opens to a versatile flex room- perfect as a home office, formal dining room, or playroom. The open-concept layout flows seamlessly into the expansive great room and designer kitchen featuring a large center quartz island, quartz countertops, stainless steel appliances, abundant cabinetry, and a spacious walk-in pantry- ideal for both everyday living and entertaining.
Upstairs, retreat to the private owner's suite featuring a generous walk-in closet and luxurious en-suite bath. Three additional bedrooms, a full hall bath with dual sinks, and a conveniently located second-floor laundry room complete the upper level. Outside, enjoy a professionally landscaped homesite and full irrigation, and underground sprinkler system.
Ideally situated with easy access to the Garden State Parkway, Route 9, the Cape May-Lewes Ferry, and just a short drive to historic Cape May and the famous Wildwood beaches and boardwalk, this location makes commuting and weekend adventures effortless. Enjoy nearby waterfront dining, wineries, breweries, golf courses, marinas, and world-renowned birdwatching at the Cape May Bird Observatory. Spend your days exploring Cape May's charming Victorian architecture, boutique shopping along Washington Street Mall, pristine beaches, and breathtaking sunsets over the Delaware Bay. Outdoor enthusiasts will love the area's fishing, kayaking, boating, biking trails, and numerous parks, making North Cape May one of South Jersey's most desirable coastal communities. Don't miss out on this one!
*Your new home also comes complete with our Smart Home System featuring a Qolsys IQ Panel, Honeywell Z-Wave Thermostat, Video doorbell, Eaton Z-Wave Switch and Kwikset Smart Door Lock. **Photos representative of plan only and may vary as built.
**Advertised pricing and any current incentives may be with the use of preferred lender. See Sales Representatives for details!
- $649,990
- 4Bd
- 3Ba
- 2,340 Sq Ft
$20K
Lower, NJ Homes for Sale
Welcome to Tranquility Park! This brand-new single-family home is ideally located just minutes from Cape May and at the foot of the Cape May Bridge, offering the perfect combination of space, style, and convenience. Situated on a generous 75' x 100' lot, this thoughtfully designed home will feature 4 bedrooms, 3.5 bathrooms, and a large second-floor den that could easily serve as a 5th bedroom, home office, or additional living space. The open and spacious floor plan will be complemented by high-end finishes throughout, multi-zone heating and air conditioning, gas appliances, an attached garage, a covered front porch, and multiple decks and an in-ground pool for enjoying the coastal lifestyle. Construction is underway with completion anticipated for Spring 2027. Best of all, buyers who act early still have the opportunity to select many of the finishes, allowing you to personalize the home and make it feel truly your own. Don't miss this rare opportunity to own a semi-custom new construction home in one of Lower Township's most desirable residential neighborhoods, just a short drive from the beaches, restaurants, and attractions of Cape May!
- $1,249,900
- 4Bd
- 3.1Ba
Lower, NJ Homes for Sale
Quick Move-in New Construction! Furnished Model Home and Sales Office open for tours - Walk-ins Welcome! View our Model and Available Homes in Coastal Crossing - offering the opportunity to own a new construction, luxury two-story townhome in Cape May County minutes from local conveniences and desired Jersey Shore Beaches such as Cape May, Wildwood and Stone Harbor! This community features top amenities such as pickleball courts, barbecue pits with tables, and a and playground area. Its location off Rt.9 and only 1.5 miles to the Garden State Parkway makes commuting a breeze.
The Crofton floor plan is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner’s suite that highlights a large walk-in closet and owner’s bath with double vanity.
Our homes include upgrades such as quartz countertops, stainless steel appliances, upgraded flooring, high ceilings, recessed lighting and popular cabinetry styles. To top it all off, these homes come complete with America’s Smart Home Technology and a New Home Warranty. Find the quality of life you’ve been looking for at a value you will appreciate from America's #1 Home Builder! *Photos may vary on floor plan. **Up to $8,000 of advertised incentives, promotions and/or price reductions are with use of our preferred lender, DHI Mortgage and conditional on closing date.
- $419,990
- 4Bd
- 3Ba
- 2,313 Sq Ft
Lower, NJ Homes for Sale
Move-in Ready! Come explore America's #1 Home Builder's newest community in Cape May County - Coastal Crossing offers the opportunity to own a new construction, luxury two-story townhome in Cape May County minutes from local conveniences and desired Jersey Shore Beaches such as Cape May, Wildwood and Stone Harbor! This community features top amenities such as pickleball courts, barbecue pits with tables, and a and playground area. Its location off Rt.9 and only 1.5 miles to the Garden State Parkway makes commuting a breeze. You can spend the day soaking up the sun, swimming or walking on the boardwalk in Wildwood! With being only a short drive to the Washington Street Mall, Congress Hall, downtown Stone Harbor, the Cape May Zoo, and the Atlantic City Airport, this community has something to offer for everyone. Living at Coastal Crossing will offer residents to enjoy coastal, slower paced living, with their pick of shore town fun. The Crofton floorplan is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner’s suite that highlights a large walk-in closet and owner’s bath with double vanity. Our homes include upgrades such as quartz countertops, stainless steel appliances, upgraded flooring, recessed lighting and popular cabinetry styles. To top it all off, these homes come complete with America’s Smart Home Technology and a New Home Warranty. Find the quality of life you’ve been looking for at a value you will appreciate from America's #1 Home Builder! *Up to $8,000 of advertised incentives, promotions and/or price reductions are with use of our preferred lender, DHI Mortgage and conditional on closing date.
- $429,990
- 4Bd
- 2.1Ba
Lower, NJ Homes for Sale
The Crofton by D.R. Horton is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner's suite that highlights a large walk-in closet and owner's bath with double vanity.
- $439,940
- 4Bd
- 3Ba
- 2,313 Sq Ft
$2.5K
Lower, NJ Homes for Sale
Enjoy this brand new, move in ready home in the desirable Shawcrest Community, a year round, all ages community located on a private island/marina. Step inside to find a spacious open floor plan featuring a bright living room and a modern eat in kitchen complete with stainless steel appliances. The home boasts two large bedrooms and two full bathrooms, providing plenty of space and privacy. Outside, the concrete yard is perfect for gathering on summer nights, and the outdoor shower is an added bonus . Only one block from the bay, you'll have plenty of options for outdoor fun. The community fishing area, basketball court, and convenience to the marina and bay are fan favorites. Boat slips can be rented through Shawcrest office based upon availability. The peaceful community of Shawcrest is just a short drive to Cape May, Wildwood’s famous beaches and boardwalk, dining, nightlife, shopping, and has easy access to the Garden State Parkway. Whether you’re looking for a full-time residence or the perfect shore getaway, this checks all the boxes. Monthly land rent is $980/month, which includes sewer, water, trash, common area maintenance, and access to the community amenities. Legacy will provide updated lease terms for the 2027 season. Buyers must complete Shawcrest application and be approved by management prior to submitting an offer.
- $199,000
- 2Bd
- 2Ba
$11K
Lower, NJ Homes for Sale
Stunning new construction located in downtown Cape May. This thoughtfully designed luxury home features 4 bedrooms, 3 full baths, and 2 half baths across three elevator-connected levels. Upon entering, a spacious first floor with ample storage and a two-car garage sets the stage for effortless everyday living. Ascend to the second floor where three beautifully appointed bedrooms await, each opening to private decks with serene meadow views. The elegant primary suite features a spa-like ensuite bathroom. The third level showcases an open-concept living area with cathedral ceilings, custom cabinetry, Wolf and Sub-Zero appliances, gas fireplace, and a second primary suite. Step onto the expansive deck with automatic roll-down screens and enjoy breathtaking meadow and water views. Outside, the home’s resort-style amenities take center stage. Enjoy a sparkling in-ground saltwater pool, fully equipped outdoor kitchen, and refreshing outdoor shower -all framed by sweeping meadow views that elevate everyday living into a perpetual retreat. Don't let this great opportunity pass you by!
- $3,650,000
- 4Bd
- 3.2Ba
$100K
Lower, NJ Homes for Sale
NEW CONSTRUCTION with "all-inclusive" pricing! Builder has left no stone unturned in the design and interior finishes! This isn't your average builder-grade where the buyer wants "upgrades" at a cost... Come see for yourself! This stunning property offers the perfect blend of luxury, customization, and coastal living. With the ability to personalize the interior finishes, this condo ensures that every buyer's unique taste and style are impeccably reflected throughout the living spaces. PRIVATE condo living... Private garages, private yards, private decks! Nestled in a desirable location, this condo boasts a range of enticing features that enhance the overall living experience. Pull into the convenience of your own PRIVATE garage, complete with an indoor staircase leading directly to the main level, ensuring easy and direct access to your home. For those with electric vehicles or golf carts, a dedicated charging station is in the garage provides added convenience and sustainability. Step inside and be greeted by a spacious and inviting layout, where natural light pours through large doors and windows, creating an airy and bright ambiance. The one story living seamlessly connects to a private covered balcony, offering a tranquil sanctuary to relax, entertain guests or enjoy al fresco dining in the refreshing coastal breeze. Rise to new heights and indulge in breathtaking panoramic views from the rooftop decks, where you can soak in the sights and sounds of the stunning fireworks display that graces Wildwood's skies every week. This feature ensures that your home becomes a front-row seat to this dazzling spectacle, offering a truly magical experience for you and your guests. Inside, high-end finishes will adorn every corner, and will showcase the meticulous attention to detail that will be poured into this exceptional condo. The thoughtfully designed layout includes 4 spacious bedrooms, and 2 full custom-tiled bathrooms. The sophisticated main ensuite bedroom includes a high-end full tiled bath, that will be the perfect place to relax and unwind, along with a walk-in closet. The other 3 bedrooms have plenty of space for all of your guests and family to stay. Gorgeous wood cabinetry and even a pot filler over the gas 5-burner stove ! Stone counters with a waterfall island too! Recessed lighting - Tankless hot water heater... The list goes on! Entire stainless steel LG kitchen package included - AND a washer & dryer! Don't forget the HUGE bonus room downstairs which leads to your PRIVATE yard! Beyond the walls of this remarkable abode lies the allure of Wildwood itself. Only a block to the bay... and the newly developing waterfront park ! You'll have the opportunity to embrace the coastal lifestyle and bask in the sun-kissed shores. Take leisurely strolls along the bay and sandy beaches, partake in thrilling water sports, or simply relax and unwind amidst the gentle crashing of the waves. In this dream location, you'll also find an array of entertainment options, including a vibrant boardwalk, charming shops, delectable dining, and lively nightlife. Fabulous "downtown district" around the block...with free concerts almost every evening and events - and a weekly Farmers' Market! The vibrant community of Wildwood ensures that there is always something exciting to discover, making each day an adventure. Experience the pinnacle of luxury, customization, and coastal living with this exceptional new construction condo in Wildwood. Solid concrete foundation with Superior Wall systems. It's time to make this exquisite property your own and embrace a lifestyle where breathtaking views, high-end finishes, and a captivating seaside atmosphere converge to create the perfect haven by the shore. We are NOT kidding about the "all-inclusive" pricing... it's all included ! HURRY!
- $799,995
- 4Bd
- 2Ba
- 1,442 Sq Ft
Open SAT 1-4
Lower, NJ Homes for Sale
NEW CONSTRUCTION with "all-inclusive" pricing! Builder has left no stone unturned in the design and interior finishes! This isn't your average builder-grade where the buyer wants "upgrades" at a cost... Come see for yourself! This stunning property offers the perfect blend of luxury, customization, and coastal living. With the ability to personalize the interior finishes, this condo ensures that every buyer's unique taste and style are impeccably reflected throughout the living spaces. PRIVATE condo living... Private garages, private yards, private decks! Nestled in a desirable location, this condo boasts a range of enticing features that enhance the overall living experience. Pull into the convenience of your own PRIVATE garage, complete with an indoor staircase leading directly to the main level, ensuring easy and direct access to your home. For those with electric vehicles or golf carts, a dedicated charging station is in the garage provides added convenience and sustainability. Step inside and be greeted by a spacious and inviting layout, where natural light pours through large doors and windows, creating an airy and bright ambiance. The one story living seamlessly connects to a private covered balcony, offering a tranquil sanctuary to relax, entertain guests or enjoy al fresco dining in the refreshing coastal breeze. Rise to new heights and indulge in breathtaking panoramic views from the rooftop decks, where you can soak in the sights and sounds of the stunning fireworks display that graces Wildwood's skies every week. This feature ensures that your home becomes a front-row seat to this dazzling spectacle, offering a truly magical experience for you and your guests. Inside, high-end finishes will adorn every corner, and will showcase the meticulous attention to detail that will be poured into this exceptional condo. The thoughtfully designed layout includes 4 spacious bedrooms, and 2 full custom-tiled bathrooms. The sophisticated main ensuite bedroom includes a high-end full tiled bath, that will be the perfect place to relax and unwind, along with a walk-in closet. The other 3 bedrooms have plenty of space for all of your guests and family to stay. Gorgeous wood cabinetry and even a pot filler over the gas 5-burner stove ! Stone counters with a waterfall island too! Recessed lighting - Tankless hot water heater... The list goes on! Entire stainless steel LG kitchen package included - AND a washer & dryer! Don't forget the HUGE bonus room downstairs which leads to your PRIVATE yard! Beyond the walls of this remarkable abode lies the allure of Wildwood itself. Only a block to the bay... and the newly developing waterfront park ! You'll have the opportunity to embrace the coastal lifestyle and bask in the sun-kissed shores. Take leisurely strolls along the bay and sandy beaches, partake in thrilling water sports, or simply relax and unwind amidst the gentle crashing of the waves. In this dream location, you'll also find an array of entertainment options, including a vibrant boardwalk, charming shops, delectable dining, and lively nightlife. Fabulous "downtown district" around the block...with free concerts almost every evening and events - and a weekly Farmers' Market! The vibrant community of Wildwood ensures that there is always something exciting to discover, making each day an adventure. Experience the pinnacle of luxury, customization, and coastal living with this exceptional new construction condo in Wildwood. Solid concrete foundation with Superior Wall systems. It's time to make this exquisite property your own and embrace a lifestyle where breathtaking views, high-end finishes, and a captivating seaside atmosphere converge to create the perfect haven by the shore. We are NOT kidding about the "all-inclusive" pricing... it's all included ! HURRY!
- $749,995
- 4Bd
- 2Ba
- 1,442 Sq Ft
Open SAT 1-4
Lower, NJ Homes for Sale
NEW CONSTRUCTION with "all-inclusive" pricing! Builder has left no stone unturned in the design and interior finishes! This isn't your average builder-grade where the buyer wants "upgrades" at a cost... Come see for yourself! This stunning property offers the perfect blend of luxury, customization, and coastal living. With the ability to personalize the interior finishes, this condo ensures that every buyer's unique taste and style are impeccably reflected throughout the living spaces. PRIVATE condo living... Private garages, private yards, private decks! Nestled in a desirable location, this condo boasts a range of enticing features that enhance the overall living experience. Pull into the convenience of your own PRIVATE garage, complete with an indoor staircase leading directly to the main level, ensuring easy and direct access to your home. For those with electric vehicles or golf carts, a dedicated charging station is in the garage provides added convenience and sustainability. Step inside and be greeted by a spacious and inviting layout, where natural light pours through large doors and windows, creating an airy and bright ambiance. The one story living seamlessly connects to a private covered balcony, offering a tranquil sanctuary to relax, entertain guests or enjoy al fresco dining in the refreshing coastal breeze. Rise to new heights and indulge in breathtaking panoramic views from the rooftop decks, where you can soak in the sights and sounds of the stunning fireworks display that graces Wildwood's skies every week. This feature ensures that your home becomes a front-row seat to this dazzling spectacle, offering a truly magical experience for you and your guests. Inside, high-end finishes will adorn every corner, and will showcase the meticulous attention to detail that will be poured into this exceptional condo. The thoughtfully designed layout includes 4 spacious bedrooms, and 2 full custom-tiled bathrooms. The sophisticated main ensuite bedroom includes a high-end full tiled bath, that will be the perfect place to relax and unwind, along with a walk-in closet. The other 3 bedrooms have plenty of space for all of your guests and family to stay. Gorgeous wood cabinetry and even a pot filler over the gas 5-burner stove ! Stone counters with a waterfall island too! Recessed lighting - Tankless hot water heater... The list goes on! Entire stainless steel LG kitchen package included - AND a washer & dryer! Don't forget the HUGE bonus room downstairs which leads to your PRIVATE yard! Beyond the walls of this remarkable abode lies the allure of Wildwood itself. Only a block to the bay... and the newly developing waterfront park ! You'll have the opportunity to embrace the coastal lifestyle and bask in the sun-kissed shores. Take leisurely strolls along the bay and sandy beaches, partake in thrilling water sports, or simply relax and unwind amidst the gentle crashing of the waves. In this dream location, you'll also find an array of entertainment options, including a vibrant boardwalk, charming shops, delectable dining, and lively nightlife. Fabulous "downtown district" around the block...with free concerts almost every evening and events - and a weekly Farmers' Market! The vibrant community of Wildwood ensures that there is always something exciting to discover, making each day an adventure. Experience the pinnacle of luxury, customization, and coastal living with this exceptional new construction condo in Wildwood. Solid concrete foundation with Superior Wall systems. It's time to make this exquisite property your own and embrace a lifestyle where breathtaking views, high-end finishes, and a captivating seaside atmosphere converge to create the perfect haven by the shore. We are NOT kidding about the "all-inclusive" pricing... it's all included ! HURRY!
- $799,995
- 4Bd
- 2Ba
- 1,442 Sq Ft
Open SAT 1-4
Lower, NJ Homes for Sale
NEW CONSTRUCTION with "all-inclusive" pricing! Builder has left no stone unturned in the design and interior finishes! This isn't your average builder-grade where the buyer wants "upgrades" at a cost... Come see for yourself! This stunning property offers the perfect blend of luxury, customization, and coastal living. With the ability to personalize the interior finishes, this condo ensures that every buyer's unique taste and style are impeccably reflected throughout the living spaces. PRIVATE condo living... Private garages, private yards, private decks! Nestled in a desirable location, this condo boasts a range of enticing features that enhance the overall living experience. Pull into the convenience of your own PRIVATE garage, complete with an indoor staircase leading directly to the main level, ensuring easy and direct access to your home. For those with electric vehicles or golf carts, a dedicated charging station is in the garage provides added convenience and sustainability. Step inside and be greeted by a spacious and inviting layout, where natural light pours through large doors and windows, creating an airy and bright ambiance. The one story living seamlessly connects to a private covered balcony, offering a tranquil sanctuary to relax, entertain guests or enjoy al fresco dining in the refreshing coastal breeze. Rise to new heights and indulge in breathtaking panoramic views from the rooftop decks, where you can soak in the sights and sounds of the stunning fireworks display that graces Wildwood's skies every week. This feature ensures that your home becomes a front-row seat to this dazzling spectacle, offering a truly magical experience for you and your guests. Inside, high-end finishes will adorn every corner, and will showcase the meticulous attention to detail that will be poured into this exceptional condo. The thoughtfully designed layout includes 4 spacious bedrooms, and 2 full custom-tiled bathrooms. The sophisticated main ensuite bedroom includes a high-end full tiled bath, that will be the perfect place to relax and unwind, along with a walk-in closet. The other 3 bedrooms have plenty of space for all of your guests and family to stay. Gorgeous wood cabinetry and even a pot filler over the gas 5-burner stove ! Stone counters with a waterfall island too! Recessed lighting - Tankless hot water heater... The list goes on! Entire stainless steel LG kitchen package included - AND a washer & dryer! Don't forget the HUGE bonus room downstairs which leads to your PRIVATE yard! Beyond the walls of this remarkable abode lies the allure of Wildwood itself. Only a block to the bay... and the newly developing waterfront park ! You'll have the opportunity to embrace the coastal lifestyle and bask in the sun-kissed shores. Take leisurely strolls along the bay and sandy beaches, partake in thrilling water sports, or simply relax and unwind amidst the gentle crashing of the waves. In this dream location, you'll also find an array of entertainment options, including a vibrant boardwalk, charming shops, delectable dining, and lively nightlife. Fabulous "downtown district" around the block...with free concerts almost every evening and events - and a weekly Farmers' Market! The vibrant community of Wildwood ensures that there is always something exciting to discover, making each day an adventure. Experience the pinnacle of luxury, customization, and coastal living with this exceptional new construction condo in Wildwood. Solid concrete foundation with Superior Wall systems. It's time to make this exquisite property your own and embrace a lifestyle where breathtaking views, high-end finishes, and a captivating seaside atmosphere converge to create the perfect haven by the shore. We are NOT kidding about the "all-inclusive" pricing... it's all included ! HURRY!
- $749,995
- 4Bd
- 2Ba
Lower, NJ Homes for Sale
Black Duck Landing, Elevated Luxury Living in the Heart of Town Welcome to Black Duck Landing, the final residence available at the distinctive Black Duck Residences at 101 Sunset Boulevard. Set in one of West Cape May’s most desirable and walkable locations, this exceptional second-floor condominium offers a rare combination of refined coastal living, thoughtful design, and effortless access to everything that makes Cape May and West Cape May so special. Beautifully positioned above RISE, a tranquil full-service health spa, Black Duck Landing is part of the remarkable transformation of the iconic Black Duck property. No expense was spared in creating a residence that honors the character of its surroundings while delivering the comfort, craftsmanship, and amenities expected in a luxury home. Designed in collaboration with Marotta/Main Architects, 101 Sunset Boulevard pays tribute to West Cape May’s Victorian heritage with classic gingerbread detailing, gracious four-season porches, and timeless architectural elements. The picturesque street-to-street property places you within easy reach of morning coffee, boutique shopping, acclaimed restaurants, Wilbraham Park, the beach, ocean swims, and unforgettable bayfront sunsets. Inside, Black Duck Landing features three spacious bedrooms, each with its own private en-suite bath, plus an additional powder room. The thoughtfully designed floor plan offers generous living spaces while maintaining a warm and inviting atmosphere throughout. At the heart of the residence is a striking chef’s kitchen featuring top-tier appliances, crisp white cabinetry accented in gold, complementary coffee-toned cabinetry in the bar area, and elegant gray-and-gold veined quartz countertops. Northern birch flooring flows throughout the home, creating a warm, cohesive backdrop for the beautifully appointed interiors. The open-concept kitchen, dining, and living areas flow seamlessly into a generous four-season enclosed porch at the front of the residence. Bright and serene, almost like a private solarium, this wonderful space provides an inviting setting for morning coffee, reading, entertaining, or simply relaxing while enjoying the changing skies from sunrise to sunset. The primary bedroom suite also enjoys direct access to the porch, further enhancing the home's indoor-outdoor connection. A particularly meaningful feature of the dining area is “Rick’s Table,” a custom farmhouse heritage table being left as a special gift from the owners. Crafted from Amish ash and poplar by woodworker Jonathan Colon, the table was created as a tribute to the owner’s brother and his love of design. Its distinctive shape was intentionally conceived to bring people closer together, encouraging conversation, connection, and memorable gatherings. More than a piece of furniture, Rick’s Table reflects the spirit in which this residence was created—a home meant to be shared and enjoyed. Off one of the rear bedrooms is an additional flex room, offering endless possibilities as a private home office, library, art studio, reading room, or cozy den. Black Duck Landing is now being offered furnished, making it even easier to begin enjoying the Cape May lifestyle from the moment you arrive. Additional conveniences include a spacious foyer, abundant storage, two assigned parking spaces, a private enclosed outdoor shower, and elevator service opening directly onto the residence level for easy everyday living. The location is equally exceptional. Stroll to dinner at a favorite restaurant, browse the nearby shops, take your dog for a shaded walk beneath the trees, enjoy a picnic at beautiful Wilbraham Park, or wander to the beach. From time to time, you may even hear the gentle clip-clop of Cape May’s horse-drawn carriages and the soft jingle of their bells—a charming reminder of the historic town just beyond your door.
- $1,774,999
- 3Bd
- 3.1Ba
$25K
Lower, NJ Homes for Sale
Move-in Ready Homes for Summer Available in Coastal Crossing Community! Furnished Model Home and Sales Office open for tours Thursdays, Fridays, Saturdays and Sundays - Walk-ins Welcome! View our Model and Available Homes in Coastal Crossing - offering the opportunity to own a new construction, luxury two-story townhome in Cape May County minutes from local conveniences and desired Jersey Shore Beaches such as Cape May, Wildwood and Stone Harbor! This community features top amenities such as pickleball courts, barbecue pits with tables, and a and playground area. Its location off Rt.9 and only 1.5 miles to the Garden State Parkway makes commuting a breeze.
The Crofton floor plan is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner’s suite that highlights a large walk-in closet and owner’s bath with double vanity.
Our homes include upgrades such as quartz countertops, stainless steel appliances, upgraded flooring, high ceilings, recessed lighting and popular cabinetry styles. To top it all off, these homes come complete with America’s Smart Home Technology and a New Home Warranty. Find the quality of life you’ve been looking for at a value you will appreciate from America's #1 Home Builder! *Photos may vary on floor plan. **Up to $8,000 of advertised incentives, promotions and/or price reductions are with use of our preferred lender, DHI Mortgage and conditional on closing date.
- $429,990
- 4Bd
- 3Ba
- 2,313 Sq Ft
$5K
Lower, NJ Homes for Sale
A vibrant Key West–inspired coastal retreat comes to life in this brand-new condominium offering an unbeatable location near the heart of the entertainment district. These homes are crafted for style, comfort, and strong rental performance—perfect for personal enjoyment or investment. Distinctive Key West exterior with colorful coastal charm and inviting curb appeal. • Two floor plans 2 Bedroom plus den and 2.5 baths or three-bedroom, 2.5-bath layouts • Vaulted ceilings that elevate the living space with natural light and an airy, open feel. • Spacious kitchens featuring center islands, generous cabinetry, and modern finishes—perfect for gatherings. • Private yard for outdoor dining. • Private garage plus a bonus room, offering flexible space for storage, office, gym or indoor-outdoor space. • Excellent rental potential!! LOW condo fees • Pre-construction pricing available now, with time to personalize selections and make the home your own. • Projected completion: mid to late June 2026, just in time for summer enjoyment.
- $575,000
- 2Bd
- 2.1Ba
Lower, NJ Homes for Sale
Experience luxury redefined in this stunning 5-bedroom, 4.5-bath new construction home, ideally situated on an oversized lot that is 42x107 on quiet Seaview Avenue, just steps to the beach and Sunset Lake. Designed with a modern and luxury aesthetic, this home offers expansive indoor and outdoor living, including large decks and a rooftop deck perfect for entertaining, relaxing, and taking in coastal views. Enter the home via a paver lit entranceway, and cement custom blue stone steps, double leaded glass doors, and with additional full glass doors on the south side, and east side of the home. The exterior showcases a sophisticated blend of Hardie cement siding with Peruvian orange/wood PVC trim accenting. Delivering both durability and striking curb appeal, while the oversized lot provides extra large decks all over, ample space for a large in-ground pool and features a private custom outdoor shower enclosure for ultimate beachside convenience, and a 6 foot high full privacy fenced yard with gates. Built on an oversized foundation with metal wire cages and pilings, the home also includes a fully cemented crawlspace with an anti microbial coating, offering easy access and excellent storage. Inside, the home is finished with an upgraded lighting package throughout, along with custom trim, molding, and shiplap ceilings that elevate the overall design. Featuring signature multi-step tray ceilings with built in lighting above and below, a gourmet kitchen is centered around an upgraded oversized island and complemented by a wet bar, ideal for hosting, while a formal dining room provides additional space for gatherings. The living area is thoughtfully designed with a linear, modern gas fireplace ready, with 18 foot custom built in shelving with lighting, and pre-wired for an 86-inch TV above, creating a seamless focal point for comfort and entertainment. Additional premium features include an elevator servicing all levels, while offering 3 car off street parking, with a full glass panel garage door, custom view rail systems on all decks, dual Navien on-demand hot water heaters for efficiency and performance, and 3 high efficiency heating/air conditioning systems and an additional dedicated mini split unit for the 3rd floor. This is the perfect beach home, combining high-end finishes, thoughtful design, an unbeatable location, with too many upgrades to list!
- $2,549,000
- 5Bd
- 4.1Ba
$150K
Lower, NJ Homes for Sale
Welcome to 428 W Lincoln Avenue, a new construction townhome with bay views in the heart of Wildwood’s redeveloped Bayside community. This four-level home offers 3 bedrooms plus a den that can serve as a fourth bedroom, 3.5 baths, and three private decks. The main living level and master suite decks both have beautiful bay views. On the fourth level, a bonus room with a shiplap-accented wet bar opens through glass sliders onto the massive rooftop deck, which takes in panoramic city views, from the Ferris wheel glowing after dark to the Friday night fireworks. The main living level features a spacious open-concept layout with wide-plank flooring, crown molding, and recessed lighting, along with a bedroom and a gourmet kitchen with custom cabinetry, stainless steel appliances, and a large island. The remaining bedrooms are on the third floor, including the master suite with a private bath and its own private deck. Additional features include multi-zone HVAC, a private yard, an exterior shower, a private garage, and parking for three cars, and the elevator shaft is already in place, ready for an optional elevator. This is one of just three townhomes in this new development, with completion projected for November 2026. Enjoy bay views by day and the lights of Wildwood by night, all from your own private decks.
- $979,000
- 3Bd
- 3.1Ba
Lower, NJ Homes for Sale
Step into the pinnacle of coastal luxury at 117 E Syracuse Avenue in Wildwood Crest—an extraordinary new construction that redefines craftsmanship and design. This isn’t your average spec home; every detail has been meticulously planned to create a one-of-a-kind masterpiece. Developed by a renowned Development Group and designed in collaboration with the visionary team at OSK Design Partners, this home is a testament to superior expertise and innovation. Every element reflects a commitment to excellence, blending timeless aesthetics with modern sophistication. Spanning 2,613 square feet, this 5-bedroom, 4.5 bathroom home offers a thoughtful layout across three versatile living floors. On the first floor, you’ll find a spacious bedroom, alongside the stunning main living spaces. The second floor is a haven of comfort, featuring three spacious bedrooms, a den with a sleek wet bar, and a deck just off the den, where you can enjoy your morning coffee. The third floor opens up endless possibilities with its versatility—it’s an ideal space for a kids’ playroom, a home gym, or a recreational retreat tailored to your lifestyle. Step inside to be greeted by warm hickory flooring and an inviting gas fireplace with a white brick surround. The kitchen is every chef’s dream, showcasing upgraded GE Café appliances with striking bronze hardware, upgraded cabinetry with walnut accents, and a show-stopping walnut island. Thoughtful touches like a walk-in laundry room, custom entryway built-ins, Kohler plumbing fixtures, and designer tile elevate the home’s functionality and style. The exterior immediately impresses with premium James Hardie Cedar Shake siding featuring woven corners, Andersen 400 windows, TimberTech decking, stunning mahogany soffits, and a brick foundation with piers. Outside, the private oasis continues with a 9x14 heated splash pool, an outdoor shower, and a cabana complete with storage and a fridge—all surrounded by privacy fencing, perfect for both entertaining and unwinding. The location is equally remarkable—just minutes to the beach, boardwalk, and Sunset Lake, with easy access to local dining, festivals, and neighboring shore towns. In either direction, to the south or north, you have convenient access to Cape May, Wildwood, and North Wildwood. Additionally, the upcoming redevelopment along New Jersey Avenue will transform the area into a vibrant, walkable business district with restaurants, small businesses, improved sidewalks, and enhanced visitor parking—making this location even more desirable. 117 E Syracuse Avenue isn’t just a house—it’s a showcase of thoughtful upgrades and luxurious living in the heart of Wildwood Crest. Make it yours and experience that dream shore house you’ve always dreamed of.
- $1,999,999
- 5Bd
- 4.1Ba
Lower, NJ Homes for Sale
Discover the best of coastal living in this stunning new construction home, where luxury meets comfort in an impressive 4,200 sq ft of meticulously designed living space, ideally a corner property located just 1 block to The Beach. Featuring 5 spacious bedrooms and 4 and a half baths, this single-family home is perfect for families seeking both style and functionality. Step outside onto the expansive 700 sq ft of deck space, where breathtaking ocean views invite you to unwind and savor the serene coastal lifestyle. With a total of approximately 4,900 square feet, plus a convenient two-car garage (side by side parking) and additional parking on paver driveway, this home perfectly accommodates your wants and needs. The thoughtful layout includes 2 master bedroom suites and a junior suite, ensuring ample space for everyone. Elevate your everyday experience with the state-of-the-art four-stop elevator that provides seamless access to every level, including ground access for enhanced accessibility. Dive into relaxation with your private heated in-ground pool, complete with integrated smart app controls for effortless enjoyment. Every detail of this home is enhanced by exquisite custom (see features Included) woodwork making it not just a property, but a luxurious retreat @ The Beach, boasting enhanced upgrades which OTHER developers would make you pay extra for. This home makes coastal living dreams a reality.
- $3,099,000
- 5Bd
- 4.1Ba
Lower, NJ Homes for Sale
Welcome to 8007 Seaview Avenue, an exceptional new construction coastal retreat located in the heart of Wildwood Crest, just moments from the beach. This beautifully designed residence offers 5 bedrooms and 4.5 bathrooms, thoughtfully crafted to combine sophisticated design with relaxed shore living. Expansive windows fill the home with natural light while highlighting the clean coastal architecture and spacious open-concept living areas. The heart of the home is a stunning kitchen featuring an upgraded appliance package, generous counter space, and an inviting layout ideal for entertaining family and friends after a day at the beach. One of the home’s signature features is the covered second-floor deck accented by a rich mahogany ceiling, creating a warm and inviting outdoor living space where you can enjoy ocean breezes, morning coffee, or relaxing evenings along the shore. The upper level offers beautiful, elevated views, providing a peaceful vantage point to take in the surrounding coastal scenery. Step outside to your own private backyard oasis featuring an in-ground pool, perfect for relaxing summer afternoons, entertaining guests, and enjoying the ultimate Jersey Shore lifestyle. The spacious bedroom layout offers comfort and privacy for family and guests alike, including a well-appointed primary suite designed as a serene retreat. Elevated construction allows for covered parking and additional storage below, providing ample space for beach gear, bikes, and everything needed for life at the shore. Located in one of the most desirable communities along the Jersey Shore, Wildwood Crest offers pristine beaches, scenic bike paths, waterfront dining, and a relaxed coastal atmosphere that makes every day feel like a vacation. Whether you're searching for a luxury beach retreat, year-round coastal residence, or premier investment opportunity, 8007 Seaview Avenue delivers exceptional design, comfort, and location.
- $2,349,000
- 5Bd
- 4.1Ba
Lower, NJ Homes for Sale
Experience Waterfront Luxury at its Finest Welcome to 1200 Wilson Drive, the premier residence in an exclusive collection of four resort-style townhomes. Situated directly on the water in the heart of the Marina District, this architectural masterpiece offers panoramic views of the natural meadows and breathtaking Cape May sunsets. A Boater’s Paradise Designed for the distinguished waterman, this property includes private deep-water dockage capable of accommodating vessels up to 65 feet. Step directly from your garage to your private outdoor oasis, featuring a custom pool, spa, and a poolside cabana. Sophisticated Living Spaces An interior elevator provides effortless access to all three levels of this meticulously crafted home. The Gourmet Level: The second floor serves as the heart of the home, featuring a chef’s kitchen equipped with professional-grade Wolf and Sub-Zero appliances, custom cabinetry, and a central island with seating. Entertainment & Comfort: The open-concept living and dining areas are anchored by a warming fireplace and framed by unobstructed views of the marshlands. Dual Master Retreats: A luxurious master suite is located on the second level for convenience, while the third floor features a second master retreat with maximized water views and a private deck. Room for Everyone The third floor offers four spacious bedrooms and three full baths, all bathed in natural light. Multiple open-air decks provide the perfect vantage point to take in the island’s vibrant activities, sunrises, and serene waterfront scenery.
- $4,500,000
- 5Bd
- 4.1Ba
$700K
Lower, NJ Homes for Sale
The Crofton by D.R. Horton is a stunning new construction townhome plan featuring 2,300+ square feet of living space, 4 bedrooms, 2.5 baths and a 2-car garage. The convenience of townhome living meets the amenities of a single-family home with the Crofton. The main level eat-in kitchen with large pantry and modern island opens up to an airy, bright dining and living room. The upper level features 4 bedrooms, all with generous closet space, a hall bath, upstairs laundry, and spacious owner's suite that highlights a large walk-in closet and owner's bath with double vanity.
- $444,990
- 4Bd
- 2Ba
- 2,313 Sq Ft
$15K
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The prices shown are the median list prices.Cape May Homes for sale
$2,195,000
Villas Homes for sale
$419,400
Wildwood Homes for sale
$589,900
Wildwood Crest Homes for sale
$724,389
North Cape May Homes for sale
$624,999
North Wildwood Homes for sale
$747,000
Rio Grande Homes for sale
$369,900
Lewes Homes for sale
$750,000
Rehoboth Beach Homes for sale
$1,610,000
Egg Harbor Township Homes for sale
$350,000
Cape May Point Homes for sale
$1,199,000
Cape May Court House Homes for sale
$489,500
Del Haven Homes for sale
$349,900
Millville Homes for sale
$219,900
Ocean City Homes for sale
$1,357,500
Millsboro Homes for sale
$377,950
19901, DE Homes for sale
$279,500
19971, DE Homes for sale
$734,624
19963, DE Homes for sale
$375,287
19970, DE Homes for sale
$531,589
19958, DE Homes for sale
$609,945
19962, DE Homes for sale
$420,000
19930, DE Homes for sale
$974,900
19968, DE Homes for sale
$519,450
19960, DE Homes for sale
$481,740
19947, DE Homes for sale
$419,950
Chelsea Heights Homes for sale
$349,000
Lower Chelsea Homes for sale
$254,900
Clearview Meadow Homes for sale
$245,500
Patriot Village Homes for sale
$387,500
Lexington Glen Homes for sale
$310,000
Waterfront District Homes for sale
$164,950
Edgehill Homes for sale
$204,950
Stoney Creek Homes for sale
$239,900
Morris Estates Homes for sale
$230,000
Capital Green Homes for sale
$169,000
Cape May County Homes for sale
$749,777
Cumberland County Homes for sale
$230,000
Sussex County Homes for sale
$509,000
Kent County Homes for sale
$380,000
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Frequently Asked Questions about Lower, NJ
In November 2026 Lower homes were listed to buy for a median price of $539K, The median value of a home listed to buy in Lower in November 2026 was $222 per sqft,
It is expensive to live in Lower. Buying a home in Lower is 1% more expensive compared with the national average.
The housing market in Lower is slowing down. In November 2026, homes to buy in Lower spent an median 88 days on the market, a 16% decrease from November 2025 last year.
The best and safest neighborhoods to live in Lower in November 2026 are Patriot Village, Chelsea Heights, Lexington Glen, Lower Chelsea, Clearview Meadow, Stoney Creek, Morris Estates, Edgehill, Capital Green, Waterfront District, Lake Bay
In November 2026, Lower homes were listed to buy for a median price of $539K, with 25% down you would need $3.58K/month to cover expenses and assume that's 35% of your total monthly income, your total yearly income would need to be $122K.