Movoto Real Estate
Sold on 05/14/2025

405 Monterey Ave, Capitola, CA 95010

$1,615,700

Last sold 05/14/2025 for $1.62M

  • 3

    bed

  • 3

    bath

  • 1,424

    Sqft ($1,141/Sqft)

House not for sale

About 405 Monterey Ave

Property type House
Neighborhood
Year built 1958
HOA fee $0/month
Lot size 4,922 Sqft
Movoto estimate
Rental estimate
Property description
Live the ultimate Capitola Beach lifestyle, less than a 10-minute walk to Capitola Beach & Village! This renovated home features 2 self-contained units totaling 1,424 sq. ft. The main home is a 2-bed, 2-bath, all on the ground level with no stairs, perfect for easy accessibility. The second unit is a 1-bed, 1-bath with kitchen and living space, accessed via a private staircase. Enjoy a shared ground level laundry and office space . Just steps from Gayles Bakery & Capitola Village, this home offers prime walkability to dining, shops, and entertainment. The private backyard has a spacious lawn and patio with greenbelt views. The brand-new driveway provides 4+ car spots. The garage fits bikes, surfboards, mower, and more. Comes equipped with an owned solar system of 28 panels along with 3 battery storage packs making sure your bill is low and the lights stay on. Central forced air heating & cooling in both units run off solar! EV car charging hookup! Ideal for multigenerational living, investment, vacation home, or if you want extra space for guests. Many lenders allow buyers to qualify for a higher purchase price by factoring in potential rental income. Live in one unit and rent the other; upper unit previously rented for ~$4,000/month. Furnishings available for both units.
Listed by
Listing Agent - Josh Kolbo
Listing Office - Trade-In Real Estate
Source: MLSListings mls logo
MLS#ML81996747 • last updated 1 year ago
Movoto checked MLSListings for data 43 minutes ago
Overview
Cooling/AC Central AC
Heating Central Forced Air
Levels/Style Cottage
Type Residential
MLS # ML81996747
SqFt 1424
SubType Single Family Home
Virtual Tour N/A
3-D Tour N/A
Lot Size (Acres) 0.113
Year Built 1958
Interior
# Full Baths 3
Bathrooms Tile, Tub, Updated Bath
Total # of Bedrooms 3
Bedrooms More Than One Bedroom On Ground Floor, Primary Bedroom On Ground Floor, Walk-in Closet
Family Room Kitchen / Family Room Combo
Laundry Washer / Dryer
Kitchen 220 Volt Outlet, Cooktop - Electric, Countertop - Quartz, Dishwasher, Ice Maker, Microwave, Oven Range - Electric, Refrigerator
Other Rooms Laundry Room
Dining Room Dining Area
Flooring Wood
Exterior
Foundation Concrete Perimeter, Crawl Space
Roof Composition
Construction Wood Frame
Garage/ Parking Desc Uncovered Parking
# Parking Spaces 4
Yard/ Grounds Back Yard, Courtyard, Fenced
Fencing Wood
Amenities / Utilities
Water Sources Water Filter - Owned
Sewer/ Septic Sewer - Public
Energy Features Ceiling Insulation, Double Pane Windows, Energy Star HVAC, Insulation - Floor, Insulation - Per Owner, Low Flow Toilet, Solar Heating, Solar Power, Solar Power Battery Backup, Thermostat Controller
Utilities Natural Gas, Public Utilities, Solar Panels - Owned
Electric Vehicle Hookup Type Electric Vehicle Hookup Level 2 (240 Volts)
2nd Unit Upstairs Unit, Apartment Over Garage, Other
Location
View Greenbelt
County Santa Cruz
Area Capitola
APN 036-072-16
Zoning R-1
$1.61M
Range: $1.49M-$1.73M
Last 30 days 
Rental est.: $4,423/month
Gross rent multiplier: 30.6
  • Mar 2025
    mls logo MLS # ML81996747
  • Mar 25, 2025 Listed
    $1,675,000
  • Mar 6, 2025 Listed
    $1,675,000 (+36.7%)
  • Jul 2022
    mls logo MLS # ML81891880
  • Jul 1, 2022 Sold
    $1,225,000
  • Jul 1, 2022 Sold
    $1,225,000 (-5.7%)
  • Jul 1, 2022 Sold
    —
  • May 29, 2022 Pending
    —
  • May 29, 2022 Pending
    —
  • May 16, 2022 Listed
    $1,299,000
  • May 16, 2022 Listed
    $1,299,000
  • Year Property taxes Tax assessment
  • 2025
    $16,882 +7.2%
    $1,274,491 +2.0%
  • 2024
    $15,745 +711.0%
    $1,249,500
  • 2023
    $1,942 +92.8%
    $1,249,500 +1710.82%
  • 2022
    $1,007 +6.3%
    $69,002 +2.0%
  • 2021
    $948 +3.8%
    $67,649
  • 2020
    $913 +2.6%
    $67,649 +1.04%
  • 2019
    $890 +4.9%
    $66,956 +2.0%
  • 2018
    $848 +3.0%
    $65,643 +2.0%
  • 2017
    $823 +1.2%
    $64,356 +2.0%
  • 2016
    $814 +9.3%
    $63,094
  • 2015
    $744
    —
  • 405 Monterey Ave
    $1.62M
  • Capitola
    —
  • 95010
    $1.29M +36% y/y
  • Capitola
    $1.29M +36% y/y
No chart available
Statistics calculated by Movoto
Est. value Bed/bath Sqft mi
415 Monterey Ave, Capitola, CA 95010 $1,449,300 3/1 1,353 0.01
403 Monterey Ave, Capitola, CA 95010 $1,568,700 4/2 1,370 0.01
414 Monterey Ave, Capitola, CA 95010 $1,275,000 2/1 840 0.02
416 Monterey Ave, Capitola, CA 95010 $1,314,500 3/2 2,409 0.02
401 Monterey Ave, Capitola, CA 95010 $1,586,200 3/2 1,846 0.02
412 Monterey Ave, Capitola, CA 95010 $1,420,500 3/2 900 0.03
315 Washburn Ave, Capitola, CA 95010 $1,706,500 4/2 1,988 0.03
410 Monterey Ave, Capitola, CA 95010 $1,625,000 2/2 1,705 0.03

Estimated values are based on public record data and automated valuation models. Values are not guaranteed and may not reflect current market conditions.

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Source: GreatSchools.org © 2026. All rights reserved.

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