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Sold on 03/29/2026
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406 Ruby Lake Pl, Winter Haven, FL 33884

  • $627,000

    Last sold 03/29/2026 after 20 Days

  • 4

    bed

  • 3

    bath

  • 2,835

    Sqft ($221/Sqft)

House not for sale
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About 406 Ruby Lake Pl

Property type House
Year built 1999
HOA fee $71/month
Lot size 0.28 Acre
Parking 2 garage spaces
Rental estimate
Property description
Welcome home to Ruby Lake, an established gated neighborhood of only 214 executive homes nestled between beautiful Lake Ruby and Lake Bess in Winter Haven. Known for its peaceful setting and pride of ownership, this sought after community captures the charm of lake life. This beautifully renovated pool home has been thoughtfully updated from top to bottom and offers incredible features rarely found in this price point, including a full, private entry in-law suite and fully paid solar panels for remarkable low energy costs. Sitting on a pristine quarter acre lot, several tall palm trees and mature landscaping welcome your arrival. Once inside, you have a clear view of the sparkling pool and lush green yard beyond the double sliding glass doors, connecting indoor-outdoor living. Durable easily maintained laminate flooring flows throughout most of the home, with upgraded LVP in the in-law suite and neutral porcelain tiles at the entry and kitchen. Entirely carpet free for clean, easy living. Privately positioned at the front of the home, the primary suite serves as a quiet retreat tucked away from the main living area. The fully renovated ensuite bathroom is striking, featuring designer finishes throughout – including bohemian-inspired tile flooring, dramatic floor to ceiling shower tile, a custom shower bench and niches, matte black fixtures and a stunning arched window that fills the space with natural light. Dual vanities, a dedicated vanity space and additional overhead storage complete the bathroom. The standout feature of this home is the versatile in-law wing. With its own private entrance and driveway, spacious bedroom, full bath, personal living room with lanai access, and a full kitchen with all appliances included, this private suite offers endless possibilities. It’s ideal for extended guests, multigenerational living, or even a private retreat. The main kitchen is both stylish and functional, featuring quartzite countertops and tiled backsplash, freshly painted wood cabinetry, farm sink, stainless steel appliances and a deep built-in pantry with charming barn door access. A breakfast bar under custom pendant lights provides casual seating, while the sunny breakfast nook with built-in bench seating offers a relaxed spot to start the day. Sliders from the master, living, and family room all open to the screened lanai, showcasing beautiful pool views. The saltwater pool is surrounded by plenty extra deck space for both alfresco dining and pool side sunbathing. Outdoors, the fully fenced yard is over a quarter acre and has room to relax, play or garden. The home backs up to the neighborhood retention space, providing added privacy with no rear neighbors. Nestled in Ruby Lake, a peaceful and well-established neighborhood with no CDD and a low HOA, residents enjoy proximity to the area’s beautiful lakes while remaining centrally located between Tampa and Orlando’s shopping, dining and world-class attractions. Experience the comfort, flexibility and Florida lifestyle this exceptional home has to offer. Welcome home!
Listed by
Listing Agent - Beth Stevens, PA
Listing Agent Contact: 813-855-4982
Listing Office - FUTURE HOME REALTY INC
Source: Stellar MLS mls logo
MLS#TB8484755 • last updated 3 months ago
Movoto checked Stellar MLS for data 5 minutes ago
Overview
Cooling/AC Central Air
Levels/Style One, Ranch
Type Residential
Virtual Tour N/A
SubType Single Family Residence
Status Sold
MLS # TB8484755
SqFt 2835
Lot Size (Acres) 0.28
Lot Size (SqFt) 12323
Property Tax 7328.18
Year Built 1999
HOA Name Don Asher & Associates Inc/ Michellette Ramos
HOA Fee 425, Semi-Annually
Interior
Total # Bathrooms 3
# Full Baths 3
# Bedrooms 4
Total # of Rooms 7
Interior Features Ceiling Fans(s), Coffered Ceiling(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
Exterior
Exterior Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Roof Shingle
Construction Stucco
Foundation Slab
Fencing Vinyl
Patio and Porch Covered
# Garage Spaces 2
Amenities / Utilities
Utilities Desc Cable Available, Electricity Available, Public, Sewer Connected, Water Connected
Green Features: Energy Generation Solar
Sewer Public Sewer
Security Features Smoke Detector(s)
HOA Amenities Gated
Location
County Polk
Community Features Gated Community - No Guard, Sidewalks, Street Lights
Subdivision RUBY LAKE PH 4
Elementary School Chain O Lakes Elem
Middle School Denison Middle
High School Lake Region High
APN 27-29-07-856604-001270
Directions From Cypress Gardens Blvd (SR-540 E) Turn Right Onto N Ruby Lake Dr. Proceed Through Gate And Turn Left Onto Ruby Lake Dr. Turn Right Onto Ruby Lake Lane. Turn Left Onto Ruby Lake Place.
Lot/ Land Details
Vegetation Trees/Landscaped
Road Surface Type Asphalt, Paved
We are not permitted to show value estimates for this property.
  • Apr 2026
    mls logo MLS # TB8484755
  • Apr 30, 2026 Sold
    $627,000 (-0.3%)
  • Mar 29, 2026 Pending
  • Mar 9, 2026 Listed
    $629,000 (+20.5%)
  • Jun 2022
    Public Records
  • Jun 7, 2022 Sold
    $522,000
  • Jun 2022
    mls logo MLS # O5999689
  • Jun 2, 2022 Sold
    $522,000 (-1.7%)
  • Apr 30, 2022 Pending
  • Apr 21, 2022 Price Change
    $531,000 (-1.8%)
  • Apr 7, 2022 Price Change
    $541,000 (-0.9%)
  • Mar 15, 2022 Listed
  • Mar 12, 2022 Pending
  • Jan 26, 2022 Listed
    $546,000 (+20.5%)
  • Dec 2021
    Public Records
  • Dec 28, 2021 Sold
    $453,000 (+47.1%)
  • Aug 2018
    Public Records
  • Aug 9, 2018 Sold
    $308,000
  • Aug 2018
    mls logo MLS # P4901144
  • Aug 6, 2018 Sold
    $308,000
  • Jun 28, 2018 Pending
  • Jun 25, 2018 Listed
    $308,000 (+22.2%)
  • Dec 2013
    Public Records
  • Dec 10, 2013 Sold
    $252,000
  • Nov 2013
    mls logo MLS # P4627090
  • Nov 26, 2013 Sold
    $252,000 (-8.4%)
  • Sep 6, 2013 Listed
  • May 2008
    Public Records
  • May 30, 2008 Sold
    $275,000
  • 406 Ruby Lake Pl
    $627K
  • 33884
    $306K -5% y/y
  • Winter Haven
    $299K -3% y/y
No chart available
Statistics calculated by Movoto
Est. value Bed/bath Sqft mi
404 Ruby Lake Pl, Winter Haven, FL 33884 $416,000 3/2 2,160 0.02
408 Ruby Lake Pl, Winter Haven, FL 33884 $397,000 3/2 2,060 0.02
410 Ruby Lake Pl, Winter Haven, FL 33884 $427,000 4/3 2,160 0.02
407 Ruby Lake Pl, Winter Haven, FL 33884 $451,000 4/2 2,277 0.03
402 Ruby Lake Pl, Winter Haven, FL 33884 $437,000 3/2 2,150 0.03
455 Ruby Lake Pl, Winter Haven, FL 33884 $434,000 3/3 2,127 0.03
409 Ruby Lake Pl, Winter Haven, FL 33884 $395,000 3/2 1,803 0.04
453 Ruby Lake Pl, Winter Haven, FL 33884 $439,000 3/3 2,172 0.04

Estimated values are based on public record data and automated valuation models. Values are not guaranteed and may not reflect current market conditions.

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7/10
9/10
Frank E. Brigham Academy
public Grades PK, K-5
Polk
5/10
Jewett School Of The Arts
public Grades PK, K-8
Polk
2/10
Denison Middle School
public Grades 6-8
Polk
3/10
Lake Region High School
public Grades 9-12
Polk
Source: GreatSchools.org © 2026. All rights reserved.

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