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983 White Oak Dr, Waterloo, IL 62298

$475,000
  • 3

    bed

  • 3

    bath

  • 2,740

    Sqft ($173/Sqft)

House active under contract 40 days

About 983 White Oak Dr

Property type House
Neighborhood
Year built 1996
HOA fee $32/month
Lot size 2.51 Acre
Movoto estimate
Parking 2 garage spaces
Property description
Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.
Listed by
Listing Agent - Linda Frierdich
Listing Office - Century 21 Advantage
Source: MARIS mls logo
MLS#26049892 • last updated 1 month ago
Movoto checked MARIS for data 22 minutes ago
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Overview
Cooling/AC Ceiling Fan(s), Central Air
Heating Forced Air
Levels/Style Two, Traditional, House
MLS # 26049892
SubType Single Family Residence
Living Area (SqFt) 2740
Status Active Under Contract
Lot Size (SqFt) 109335.6
Property Tax 6748
Year Built 1996
HOA Fee 32, Monthly
Interior
Total # of Bathrooms 3
# of Full Baths 3
Total # of Bedrooms 3
Basement Partially Finished
Laundry Main Level
Interior Features Breakfast Room, Cathedral Ceiling(s), Ceiling Fan(s), Entrance Foyer, Separate Dining, Walk-In Closet(s)
Appliances Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Built-In Electric Oven, Free-Standing Refrigerator, Washer, Electric Water Heater
Window Features Bay Window(s)
Fireplace Family Room, Wood Burning
Exterior
Construction Brick, Vinyl Siding
# of Parking Spaces 2
Parking Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side
Other Structures Garage(s)
Lot Features Back Yard, Few Trees, Front Yard
Patio/Porch Covered, Deck, Front Porch, Patio
Amenities / Utilities
Sewer/Septic Septic Tank
Water Source Public
Utilities Electricity Connected, Water Connected
Electricity Other
HOA Fee Includes Common Area Maintenance
HOA Amenities None
Location
County Monroe
Subdivision Cedar Lake Estates
Elementary School WATERLOO DIST 5
Middle School WATERLOO DIST 5
High School District Waterloo DIST 5
High School Waterloo
APN 07-09-301-002-000
Lot/ Land Details
Road Frontage City Street
Road Surface Asphalt
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Source: GreatSchools.org © 2026. All rights reserved.

Around Cedar Lake Estates

Explore everything this neighborhood has to offer.
3/100
Walk
75/100
Family
23/100
Dining
67/100
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  • Real Estate
  • IL
  • Monroe County
  • Waterloo
  • 62298
  • 983 White Oak Dr

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