How much does it cost to buy a house in Monticello, IA?

In July 2026 Monticello homes were listed to buy for a median price of $160K, which is a 33% decrease to June 2025 last month, and a 32% decrease to July 2025 last year. The median value of a home listed to buy in Monticello in July 2026 was $128 per sqft, which is a 45% decrease to June 2025 last month, and a 44% decrease to July 2025 last year.

Is it affordable or expensive to live in Monticello, IA?

It is affordable to live in Monticello. Buying a home in Monticello is 0% less expensive compared with the national average.

Is it a good time to buy property in Monticello, IA?

Yes now is a good time to buy property in Monticello, in July 2026, homes in Monticello have decreased in value (price per sqft) by 44% in the last year compared with July 2025.

Are home prices dropping in Monticello, IA?

Home price are dropping in Monticello, in July 2026, homes to buy in Monticello have decreased in median list price by 19% compared with June 2026, one month ago.

Is the Monticello, IA housing market slowing down?

The housing market in Monticello is slowing down. In July 2026, homes to buy in Monticello spent an median 17 days on the market, a 74% decrease from July 2025 last year.

How much money should I make to buy a house in Monticello, IA?

In July 2026, Monticello homes were listed to buy for a median price of $160K, with 25% down you would need $988/month to cover expenses and assume that's 35% of your total monthly income, your total yearly income would need to be $33.8K.

Is it a good time to sell my house in Monticello, IA?

Yes now is a good time to sell your house in Monticello, in July 2026, homes in Monticello have decreased in value (price per sqft) by 44% in the last year compared with July 2025.