514 E Garden St, Freeport, IL 61032

Stop Renting. Start Owning! Unique homeownership opportunity designed for renters ready to make the move to owning. Updated 3-bedroom, 1-bath home with a 1-car garage plus additional space behind the garage—perfect for a workshop or extra storage. Features include new vinyl plank flooring, updated bathroom, some vinyl windows, and 100-amp electrical service. This property qualifies for a unique homeownership program designed to help renters transition to ownership with minimal upfront cash and a simplified approval process. Example terms: $150,000 purchase price with payments as low as $1,295/month. Security deposit may be applied toward the down payment, and the first month’s rent becomes the first mortgage payment. Program designed for hardworking buyers, including self-employed, 1099 earners, small business owners, ITIN holders, and credit-rebuilding applicants. If you qualify to rent, you may qualify to own. Program availability and terms vary. All approvals subject to income verification and underwriting guidelines. Equal Housing Opportunity.