1202 Hardin Dr, El Cajon, CA 92020

Assumable VA Loan at 4.9%!Don’t miss this rare opportunity to step into a move-in-ready home with a low interest rate in one of El Cajon’s most desirable neighborhoods! This charming and energy-efficient home features 26 fully-owned solar panels—a major bonus as summer approaches. Enjoy total privacy in the lush, gated front yard, surrounded by mature hedges and a peaceful water feature that sets the tone as you enter. Inside, you’ll find a bright and spacious living area with vaulted ceilings, a wood-burning fireplace, and French doors that open up to create the ideal indoor/outdoor flow for entertaining. The chef’s kitchen is the heart of the home, with a seamless connection to a converted garage space currently used as an optional 4th bedroom—perfect for extended family, guests, or potential rental income. Step outside into your tranquil backyard oasis, complete with colorful gardens, mature trees, and even a vintage chicken coop—a nod to country living in the heart of the city. Whether you're a first-time homebuyer, growing family, or savvy investor, this home is packed with value, comfort, and long-term upside.