Movoto Real Estate
Sold on 05/12/2025
  • View/Area
  • Exterior
  • Entry Way
  • Living
  • Dining
  • Kitchen
  • Bedroom
  • Other
  • Bath

20495 Waterloo Ln, Coltons Point, MD 20626

  • $1,182,000

    Last sold 05/12/2025 for $1.21M

  • 5

    bed

  • 4

    bath

  • 3,719

    Sqft ($327/Sqft)

House not for sale
Learn about Coltons Point's top local Real Estate agents

About 20495 Waterloo Ln

Property type House
Neighborhood
Year built 1974
HOA fee $0/month
Lot size 0.44 Acre
Movoto estimate
Parking 2 garage spaces
Property description
Breathtaking, expansive waterfront views, luxury, and premium amenities define this stunning 5-bedroom, 4-bathroom custom-built masterpiece—offering an exceptional waterfront living experience both inside and out. This waterfront oasis was TOTALLY REBUILT FROM THE SLAB UP IN 2006, all construction was permitted and documented. As you step into a beautiful ceramic tile foyer you will be immediately captivated by panoramic water views beyond. The great room is designed for both relaxation and entertaining, featuring panoramic waterfront views, an A-frame ceiling, a large granite gas fireplace, double beverage center with a wine/beverage cooler, pocket doors and recessed lighting. The gourmet kitchen is complete with granite countertops, abundant cabinetry, a separate island, an additional island bar with a sink, double gas convection ovens, a gas cooktop, and stainless steel appliances. Pella windows are installed throughout the home, complemented by Hunter Douglas window coverings—many with remote controls. Hardwood floors are featured in the main living areas and hallways, while premium wall-to-wall carpeting enhances each of the five bedrooms. For added comfort, heated ceramic floors are featured in the main foyer, kitchen, and primary bath. Each of the five bedrooms offers private access to a full bath, ensuring ultimate convenience and privacy. The expansive primary suite is a true retreat, boasting a spacious sitting area with panoramic water views, a large walk-in closet, and an additional bonus closet—ideal for storing valuables, seasonal clothing, or luggage. The luxurious ensuite bathroom includes a separate water closet, a linen closet, an oversized double vanity, a ceramic tile shower, and a large bubble tub. Outdoor living reaches new heights with a brand-new (2025) first-floor deck, extending from the primary suite to a guest bedroom, seamlessly blending indoor and outdoor spaces. A newly added upper-level deck off the water-facing bedroom provides the perfect spot to enjoy morning coffee while soaking in breathtaking views. The new stone entertaining patio, complete with built-in seating, overlooks the water, while the private 480-square-foot covered boathouse and additional 480-square-foot rooftop observation deck, enhanced with recessed lighting, offer unparalleled waterfront views and enjoyment. The property also features a private 110’ pier with an 8,000-pound remote-controlled boat lift (installed in 2017) and a rock riprap shoreline for durability and erosion protection. The detached, oversized 660 sq ft two-car garage includes a stairway leading to a fully wired, unfinished 660 sq ft space above—perfect for storage or future expansion. Additional premium features include: crawl space with concrete floor, A whole-house generator, two tankless water heaters with an immediate hot water loop for the kitchen, A high-efficiency three-zone heating and air conditioning system (2018 for the Great Room, 2024 for the upstairs and remaining downstairs) with remote app control and an Energy Return Ventilator for optimal comfort and efficiency. Don’t miss your chance to experience this exceptional waterfront dream—schedule your private showing today!
Listed by
Listing Agent - Catherine C Meyers
Listing Office - RE/MAX One
Source: Bright MLS mls logo
MLS#MDSM2022466 • last updated 1 year ago
Movoto checked Bright MLS for data 4 minutes ago
Overview
Cooling/AC Heat Pump(s), Central A/C, Electric
Heating Propane - Owned
Levels/Style Contemporary
Type Residential
Status Active
SqFt 3719
Lot Size (SqFt) 19252
Lot Size (Acres) 0.44
County Tax 6755, Annually
Tax: Assessed Value 703800
Annual Property Tax 6755
Year Built 1974
Condition Excellent
New Construction (Y/N) N
Foreclosure (Y/N) N
Interior
Total # of Bathrooms 4
# Full Baths 4
Total # of Bedrooms 5
Laundry Main Floor
Appliances Cooktop, Dishwasher, Dryer - Electric, Microwave, Stainless Steel Appliances, Washer - Front Loading, Refrigerator, Range Hood, Oven - Wall, Oven - Double, Exhaust Fan, Dryer - Front Loading, Disposal
Walls/ Ceilings High, Cathedral Ceilings, 2 Story Ceilings
Interior Features Bar, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sound System, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors
Accessibility Features None
Exterior
Roof Architectural Shingle
Foundation Crawl Space
Garage Desc Additional Storage Area, Garage - Front Entry, Garage - Side Entry, Garage Door Opener, Oversized
# Garage Spaces 2
# Parking Spaces 6
# Detached Garage Spaces 2
Parking Desc Detached Garage, Driveway
# Driveway Spaces 4
Exterior Features Boat Storage, Roof Deck
Existing Structures Above Grade, Below Grade, Boat House, Garage(s)
Amenities / Utilities
Sewer/ Septic Private Septic Tank
Other Equipment None
Pool No Pool
Inclusions Sound System Equipment And 4 Televisions
Location
Body of Water Potomac, River
Subdivision WATERLOO SHORES
Water Source Well
Senior Community (Y/N) N
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Location River
Directions Refer To GPS Instructions
Zoning RPD
Dock / Slip Conveyance Exclusive Use
Dock Type Pier (Perpendicular)
Lot/ Land Details
Road Responsibility Road Maintenance Agreement
$1.18M
Range: $933K-$1.43M
Last 30 days 
  • May 2025
    mls logo MLS # MDSM2022466
  • May 12, 2025 Sold
    $1,215,000 (-4.7%)
  • Apr 30, 2025 Pending
  • Apr 19, 2025 Active
  • Mar 4, 2025 Listed
    $1,275,000
  • 20495 Waterloo Ln
    $1.21M
  • Waterloo Shores
  • 20626
    $399K -20% y/y
  • Coltons Point
    $512K +1% y/y
No chart available
Statistics calculated by Movoto

Thinking of selling? Get a Cash Offer.

  • A smooth, fast sale
  • Skip staging and repairs
  • No strings attached
8/10
7/10
6/10
Source: GreatSchools.org © 2026. All rights reserved.

Around Waterloo Shores

Explore everything this neighborhood has to offer.
By entering my info and clicking Ask a Question below, I am providing my e-signature and express written consent to receive marketing emails, calls, and texts (including via automatic telephone dialing systems, AI generative, artificial or pre-recorded voice technology) relating to my inquiry from Movoto (and parties calling/messaging on their behalf) even if my number appears on the company, state, or national Do Not Call Registry. You also agree to ourTerms and Conditions and Privacy Policy. Consent not required to receive services (call 1-844-420-1270 to be connected without providing consent).

Nearby recently sold homes in Coltons Point, MD

Nearby homes for sale in Coltons Point, MD

Newest listings in 20626

  • Real Estate
  • MD
  • Saint Marys County
  • Coltons Point
  • 20626
  • 20495 Waterloo Ln
Meet with a real estate agent today (844) 430-0869
The multiple listing information is provided by BRIGHT MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Buyer to verify all information. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information updated every 15 minutes. Terms of use & Privacy Policy, California Privacy Info. Copyright © 2005 - 2026 Movoto, Inc. All rights reserved. Equal Housing Opportunity CalDRE CalDRE #01517281
Movoto Real Estate is committed to ensuring accessibility for individuals with disabilities. We are continuously working to improve the accessibility of our web experience for everyone. We welcome feedback and accommodation requests, please submit them here.
© 2026 BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Movoto participates, and is provided by BRIGHT through a licensing agreement.The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: 7/3/2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closedor are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHTMLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually solddue to reporting errors.
Requests for information regarding mortgage products will be directed to Movoto.com affiliate, Lower, LLC - a licensed Mortgage Lender (NMLS #1124061), or, based on your location, may be redirected to a participating mortgage marketing partner that may pay Lower, LLC for any consumer contact information provided through this site.