36031 Bay Dr, Chaptico, MD 20621

Opportunity meets lifestyle in this charming water-view rambler overlooking the Wicomico River, located in the desirable Mill Point Shores community. Positioned just across the street from waterfront homes, this property offers the feel of waterfront living without the premium price—an ideal opportunity for buyers looking to invest, create a weekend retreat, or customize a home to their vision. This home is being sold strictly AS IS and is priced to reflect the need for updating, making it especially appealing for buyers looking to build sweat equity and add personal touches over time. The layout is simple and functional, featuring an eat-in kitchen with electric stove and refrigerator that flows directly into a spacious sunken family room addition—an inviting space perfect for relaxing, entertaining, or unwinding after a day on the water. 3 bedrooms and 1 full hall bath provide comfortable everyday living. Set on a generous lot, the outdoor space adds versatility and appeal. A detached 30x12 outbuilding is the party/game room with concrete floor and cinderblock construction is surrounded by windows and equipped with ceiling fans, party lighting, electric outlets, and heating and cooling units (condition unknown), creating a fun and flexible space for gatherings, hobbies, or entertaining. Gutter guards and a roof in good condition provide added value. Mill Point Shores offers a true lifestyle upgrade with its private community beach, pier, and picnic area—perfect for boating, fishing, or simply enjoying time along the Wicomico River. With its water views, location across from the waterfront, and strong potential, this property presents a compelling opportunity for buyers seeking value, location, and lifestyle.