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654 Retreat Rd, Bumpass, VA 23024

$860,000

Last sold 11/21/2025 after 86 Days

3
bed
2
bath
1,520
Sqft ($566/Sqft)

House not for sale

About 654 Retreat Rd

Property type House

Neighborhood

Year built 1993

HOA fee $13/month

Lot size 1.13 Acre

Parking 1 garage spaces

Property description

Beautiful A Frame Waterfront Home on Private Side of Lake Anna in Immaculate Condition, Water Views from all Rooms, Huge Great Room with Brick Fireplace with Spectacular Views of Water plus Full Length Deck Overlooking Front Yard on the Water, Primary Bedroom on Second Floor has Same Waterfront Views it’s Own Private Deck, Full Bath Plus Newer Hardwood Floors, Two Additional Bedrooms( One Upstairs and One Downstairs) have Hardwood Floors, Kitchen has Newer Appliances Included with Washer and Dryer Conveying too, Dry Basement Area to Store All Your Lake Toys, One Year Old Heat Pump System, Detached Garage, Private Dock, Sprinkler System, 190 Feet of Lake Frontage Gives You a Large Panoramic View of the Water Views, Bald Eagles and Blue Herons, 1.13 Acre Lot, Small Private Millpond Coves Community, Home is Move In Ready, Sellers are Sad to Move After Over 30 Years of Fun at the Lake

Listed by

Listing Agent - Bruce Everhart

Listing Office - Harvest Realty, Inc.

Source: Central Virginia Regional MLS

MLS#2524197 • last updated 9 months ago

Movoto checked Central Virginia Regional MLS for data 10 minutes ago

Overview
Cooling/AC	CentralAir, HeatPump, WholeHouseFan
Heating	Electric, HeatPump
Levels/Style	Two, A-Frame
Type	Residential
SubType	Single Family Residence
MLS #	2524197
SqFt	1520
Status	Closed
Lot Size (Acres)	1.13
Annual Property Tax	3980.16
Year Built	1993
HOA Fee	Annually, 150
Property Condition	Resale

Interior
Total # of Bathrooms	2
# of Full Baths	2
Total # of Bedrooms	3
Basement	Partial
Total # of Rooms	7
Flooring	Vinyl, Wood
Door Features	Sliding Doors

Exterior
Roof	Asphalt
Other Structures	Garage(s)
Fencing	None
Patio and Porch	Deck
# Garage Spaces	1
Lot Desc	Sloping

Amenities / Utilities
Water Heater	Electric
Sewer/ Septic	Septic Tank
Water Source	Well
HOA Fees Include	Road Maintenance
Pool Desc	None

Location
Body of Water	Lake Anna Private Side
Subdivision	None
Elementary School	Thomas Jefferson
High School	Louisa
Middle School	Louisa
APN	61A-1-30
Directions	33 From Montpelier R On Old Ridge, R On Shiloh Church L On Belsches Rd, R On Bordens L On Kentucky Spring L On Bohannon R On Retreat
Zoning	R2

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Nov 2025
Public Records
Nov 24, 2025 Sold
$860,000
Nov 2025
MLS # 2524197
Nov 21, 2025 Sold
$860,000 (-7.0%)
Oct 29, 2025 Pending
—
Oct 14, 2025 Price Change
$925,000 (-2.6%)
Aug 27, 2025 Listed
$950,000

Year Property taxes Tax assessment
2024
$3,980

$552,800
2023
$3,980 +18.8%

$552,800 +9.08%
2022
$3,351 +24.7%

$506,800 +35.76%
2021
$2,688 +11.2%

$373,300
2020
$2,416 +15.9%

$373,300 +16.8%
2019
$2,084 -8.0%

$319,600 -4.77%
2018
$2,265 +1.0%

$335,600 +6.74%
2016
$2,243 +1.6%

$314,400
2015
$2,208

—

654 Retreat Rd
$860K
38 - Louisa
—
23024
$554K -11% y/y
Bumpass
$557K -13% y/y

No chart available

Statistics calculated by Movoto

	Est. value	Bed/bath	Sqft	mi
644 Retreat Rd, Bumpass, VA 23024	$953,000	4/2	1,520	0.02
634 Retreat Rd, Bumpass, VA 23024	$737,000	3/1	1,116	0.05
618 Retreat Rd, Bumpass, VA 23024	$932,000	3/2	1,300	0.07
631 Retreat Rd, Bumpass, VA 23024	$1,128,000	3/3	1,860	0.09
584 Retreat Rd, Bumpass, VA 23024	$708,000	3/2	1,075	0.1
623 Retreat Rd, Bumpass, VA 23024	$510,000	3/2	1,726	0.11
204 Privacy Rd, Bumpass, VA 23024	$949,000	5/4	1,352	0.13
570 Retreat Rd, Bumpass, VA 23024	$970,000	4/3	1,602	0.13

Estimated values are based on public record data and automated valuation models. Values are not guaranteed and may not reflect current market conditions.