{"id":850,"date":"2015-05-01T20:14:29","date_gmt":"2015-05-01T20:14:29","guid":{"rendered":"https:\/\/www.movoto.com\/foundation\/?p=850"},"modified":"2015-05-01T20:14:29","modified_gmt":"2015-05-01T20:14:29","slug":"how-to-get-your-offer-accepted-in-a-sellers-market","status":"publish","type":"post","link":"https:\/\/www.movoto.com\/blog\/how-to-get-your-offer-accepted-in-a-sellers-market\/","title":{"rendered":"4 Tips That Will Get Your Offer Accepted in a Seller\u2019s Market"},"content":{"rendered":"<p>So, you\u2019ve figured out where you want to live. You have a real estate agent, you\u2019ve looked at a bunch of properties, and you\u2019re ready to make an offer. There\u2019s only one problem: Your location of choice is in an intensely competitive seller\u2019s market.<\/p>\n<p>Buying a home is frustrating enough as it is, but it\u2019s even harder when you\u2019ve made offers on multiple homes only to lose out each time. Here are some tips on how to write an offer that will give you an edge over other home buyers.<\/p>\n<h2>1. Get on the Seller\u2019s Good Side<\/h2>\n<p><img decoding=\"async\" style=\"width: 600px;\" src=\"https:\/\/s3.amazonaws.com\/fthb\/2015\/04\/better-offer-sellers-market\/betteroffer-1.jpg\" alt=\"4 Tips That Will Get Your Offer Accepted In A Seller\u2019s Market\" \/><\/p>\n<div class=\"source\">Source: <a href=\"https:\/\/www.flickr.com\/photos\/ncdot\/\">NCDOTcommunications<\/a><\/div>\n<p>For some people, selling a home is purely about the money. But for many, especially sellers who have lived in their home for many years, it\u2019s an emotional process. Even if you\u2019re the highest bidder, you might still lose out because the seller just didn\u2019t like you as much as another buyer.<\/p>\n<p>Don\u2019t forget that buying a house is a human experience. Try to connect with the seller and make a good impression.<\/p>\n<ul>\n<li>Set up an appointment to see the property and keep it. If something comes up and you can&#8217;t make it, cancel that appointment. It shows that you\u2019re responsible and thoughtful.<\/li>\n<li>When you visit the property, be respectful. Keep negative comments to yourself. You can share your concerns with your agent after you leave. A disparaging remark about the wallpaper might destroy the chances of your offer being accepted.<\/li>\n<li>Write a thank you letter after you\u2019ve seen the property. When it comes time to submit your offer, include a personalized cover letter about why you love the home and your plans to take care of it.<\/li>\n<\/ul>\n<h2>2. Improve Your Chances with a\u00a0Lower Loan Amount<\/h2>\n<p><img decoding=\"async\" style=\"width: 600px;\" src=\"https:\/\/s3.amazonaws.com\/fthb\/2015\/04\/better-offer-sellers-market\/betteroffer-2.jpg\" alt=\"4 Tips That Will Get Your Offer Accepted In A Seller\u2019s Market\" \/><\/p>\n<div class=\"source\">Source: Flickr user <a href=\"https:\/\/www.flickr.com\/photos\/129783321@N04\/\">singlerentinmobiliaria<\/a><\/div>\n<p>The more money you put down, the less worried the seller will be about you being able to qualify for a mortgage loan. Paying entirely in cash will give you a huge advantage over other buyers.<\/p>\n<p>But not everyone can afford that. Fortunately, there are a few other ways to show you\u2019re serious about buying.<\/p>\n<p>Offer to make a large earnest money deposit. The earnest money deposit acts as a kind of insurance for the seller because if they accept your offer and if you back out for a reason other than what\u2019s in your contract, you could lose your deposit. If the deal goes through, the earnest money deposit will go toward your down payment. Typically the earnest money deposit is one to three percent, but if you can pay more, it might help you win the bid.<\/p>\n<p>Similarly, making a down payment larger than the typical 20 percent will go a long way to assure the seller that you\u2019re committed.<\/p>\n<h2>3. Don\u2019t Ask Too Much of the Seller<\/h2>\n<p><img decoding=\"async\" style=\"width: 600px;\" src=\"https:\/\/s3.amazonaws.com\/fthb\/2015\/04\/better-offer-sellers-market\/betteroffer-3.jpg\" alt=\"4 Tips That Will Get Your Offer Accepted In A Seller\u2019s Market\" \/><\/p>\n<div class=\"source\">Source: iStock<\/div>\n<p>Make the terms of the contract as favorable to the seller as possible. That means giving up provisions like asking the seller to cover closing costs or repairs.<\/p>\n<p>\u201cKeep the offer as clean as possible. Don\u2019t put in a lot of contingencies,\u201d said <a href=\"https:\/\/www.movoto.com\/agents\/nicole-haley\/\">Nicole Haley<\/a>, a Movoto real estate agent in Chicago.<\/p>\n<p>Contingencies are designed to protect you and your earnest money deposit in case something goes wrong, like not being able to get a mortgage in time. Although financial and inspection contingencies are common in most contracts, waiving them assures the seller that you\u2019ll be able to come through with the money even if your lender doesn\u2019t and you won\u2019t ask them to make home repairs.<\/p>\n<p>Only waive contingencies if you\u2019re comfortable with the idea of losing your deposit if you decide not to buy or are comfortable completing any needed repairs to the property after you\u2019ve purchased it.<\/p>\n<h2>4. Keep Your Contingency Periods Short<\/h2>\n<p><img decoding=\"async\" style=\"width: 600px;\" src=\"https:\/\/s3.amazonaws.com\/fthb\/2015\/04\/better-offer-sellers-market\/betteroffer-4.jpg\" alt=\"4 Tips That Will Get Your Offer Accepted In A Seller\u2019s Market\" \/><\/p>\n<div class=\"source\">Source: Liz Roll (This image is from the FEMA Photo Library) via Wikimedia Commons<\/div>\n<p>If you decide you want to keep contingencies in your offer, try to keep the periods of time you have to get your loan, an inspection, and an appraisal as short as possible. For example, if it\u2019s the normal custom to ask for 14 days to complete all inspections on a home in the neighborhood you\u2019re looking in, consider only asking for 7 days.<\/p>\n<p>Here\u2019s how you can speed up the loan, inspection, and appraisal periods:<\/p>\n<ul>\n<li>Do most of your loan due diligence up front. Ask the lender to help you get your automated underwriting (AU) approval, which basically tells the lender that offering you a loan is low risk.<\/li>\n<li>Schedule a general home inspection the day your offer is accepted. That way if the home inspector points out something that needs further inspection by a specialist (such as the foundation, roof, or chimney), you still have time to bring in that additional inspector.<\/li>\n<li>Ask your lender to order the appraisal the day your offer is accepted.<\/li>\n<\/ul>\n<p>Making a successful offer in a seller\u2019s market can be tricky and frustrating, but with persistence, know-how, and a little luck, you\u2019ll soon be in your new home.<\/p>\n<p><b>Like This Post? You\u2019ll Definitely Love These:<\/b><\/p>\n<ul>\n<li><a href=\"https:\/\/www.movoto.com\/foundation\/basics\/questions-to-ask-before-making-an-offer\/\" target=\"_blank\" rel=\"noopener\">The 10 Most Important Questions To Ask Before Making An Offer<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.movoto.com\/foundation\/basics\/home-inspection-checklist\/\" target=\"_blank\" rel=\"noopener\">Your Complete Home Inspection Checklist<br \/>\n<\/a><\/li>\n<li><a href=\"https:\/\/www.movoto.com\/foundation\/basics\/things-that-arent-included-in-a-home-inspection\/\" target=\"_blank\" rel=\"noopener\">7 Things You Need To Know That Aren\u2019t Included In A Home Inspection<br \/>\n<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>So, you\u2019ve figured out where you want to live. You have a real estate agent, you\u2019ve looked at a bunch of properties, and you\u2019re ready to make an offer. There\u2019s only one problem: Your location of choice is in an intensely competitive seller\u2019s market. Buying a home is frustrating enough as it is, but it\u2019s even harder when you\u2019ve made offers on multiple homes only to lose out each time. Here are some tips on how to write an offer that will give you an edge over other home buyers. 1. Get on the Seller\u2019s Good Side Source: NCDOTcommunications For [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[167],"tags":[],"class_list":["post-850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-basics","post--single"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Tips That Will Get Your Offer Accepted in a Seller\u2019s Market<\/title>\n<meta name=\"description\" content=\"Tired of getting beat out by other home buyers? 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