{"id":53060,"date":"2024-10-09T14:48:43","date_gmt":"2024-10-09T21:48:43","guid":{"rendered":"https:\/\/www.movoto.com\/blog\/?p=53060"},"modified":"2024-10-10T05:35:41","modified_gmt":"2024-10-10T12:35:41","slug":"13-questions-to-ask-when-buying-a-house","status":"publish","type":"post","link":"https:\/\/www.movoto.com\/blog\/13-questions-to-ask-when-buying-a-house\/","title":{"rendered":"13 Questions To Ask When Buying A House"},"content":{"rendered":"

From the basic info about the home\u2019s history to more detailed neighborhood facts, here are 13 key questions to be sure you ask yourself or your agent. Whether you\u2019re a first-time homebuyer or a repeat buyer, there are some key <\/span>questions to ask your real estate agent<\/span><\/a> and the seller. <\/span><\/p>\n

#1 What is the history of the property?<\/span><\/h2>\n

Start by asking about the history of the property, from the date it was built to details about previous owners. Ask about recent renovations, add-ons, or major repairs that you might not notice when viewing a home. Finding your APN number<\/a> can help you uncover useful property info.<\/span><\/p>\n

#2 Why is the house for sale?<\/span><\/h2>\n

If you suspect that there may be an issue with the home, ask the seller upfront why they are selling. It could be that they are moving areas, downsizing, or relocating for a job. Or, they might have noisy neighbors, a difficult HOA, or safety concerns. It\u2019s best to get everything out in the open.<\/span><\/p>\n

#3 How long has the property been on the market?<\/span><\/h2>\n

The answer will help you determine your offer. Sellers with houses that have been on the market for a long time will likely be more amenable to price negotiations.<\/span><\/p>\n

#4 What are the local amenities?<\/span><\/h2>\n

Next, pose specific questions about the neighborhood. Is it safe? Is it quiet? Does it have amenities like public transportation, hospitals, a local library, restaurants, and a community pool? If you have children or plan to, you\u2019ll also want to inquire about the reputation of local schools.<\/span><\/p>\n

#5 What are the average monthly utility costs?<\/span><\/h2>\n

Utility costs range by geographic area and by household, depending on usage, system efficiency, location, and property size. Ask the seller what the average costs are to get a good idea of how much you will owe each month.<\/span><\/p>\n

#6 Are there any Homeowners Association (HOA) fees?\u00a0<\/span><\/h2>\n

Residential properties can belong to a local HOA that cares for neighborhood resources and amenities. This may incur a monthly or yearly fee. It\u2019s good to know that number when you are closing on the home, plus what it covers.<\/span><\/p>\n

#7 What are the estimated property taxes?<\/span><\/h2>\n

Property taxes will vary depending on your local tax rate, which includes state and county taxes. After you\u2019ve figured out your mortgage, you\u2019ll add these taxes to your total expected costs.\u00a0<\/span><\/p>\n

#8 Are there any major repairs or renovations needed?<\/span><\/h2>\n

Before you pay for a home inspection, ask upfront if there are any major issues with the home. These might include problems with the roof, windows, doors, plumbing, electrical system, heating system, and foundation.<\/span><\/p>\n

#9 Does the street have a lot of traffic?\u00a0<\/span><\/h2>\n

Be sure to ask about the potential street traffic. Some streets are public throughways, meaning you\u2019ll have to deal with non-stop commotion as people drive past your house.\u00a0<\/span><\/p>\n

#10 Is the property in an area prone to natural disasters?<\/span><\/h2>\n

It\u2019s important to note whether a property is in a high-risk area prone to floods, wildfires, or other natural disasters. If so, you’ll need additional home owner’s insurance that can incur high premiums. Talk to local authorities, consult flood risk maps, and check building codes to learn about the local disaster history.<\/span><\/p>\n

#11 What type of heating and cooling system does the house have?<\/span><\/h2>\n

Knowing the type of heating or cooling system in the home will help determine energy efficiency and costs. Depending on when these systems were installed, you\u2019ll also be able to gauge when you\u2019ll need to replace them.<\/span><\/p>\n

#12 What appliances are included in the sale?<\/span><\/h2>\n

Large household appliances and fittings, such as a refrigerator or light fixtures, may or may not be included in the sale. These can be a bargaining chip on both sides, so be sure to inquire about their age and condition.<\/span><\/p>\n

#13 Is the home a stigmatized property?<\/span><\/h2>\n

Finally, it sounds like a joke, but does the home have any sinister or illegal history? This would include deaths or suicides, crimes, or hauntings.<\/span><\/p>\n

Ask The Right Questions<\/span><\/h2>\n

It\u2019s worth asking as many <\/span>questions before making an offer<\/span><\/a> as possible, as most loan terms are for 30 years.\u00a0<\/span>Having a good understanding of the pros and cons of a house can help you make a fair offer and ultimately, let you enjoy the home to its fullest.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

From the basic info about the home\u2019s history to more detailed neighborhood facts, here are 13 key questions to be sure you ask yourself or your agent. Whether you\u2019re a first-time homebuyer or a repeat buyer, there are some key questions to ask your real estate agent and the seller. #1 What is the history of the property? Start by asking about the history of the property, from the date it was built to details about previous owners. Ask about recent renovations, add-ons, or major repairs that you might not notice when viewing a home. Finding your APN number can […]<\/p>\n","protected":false},"author":22,"featured_media":51140,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[262],"tags":[],"class_list":["post-53060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-selling","post--single"],"yoast_head":"\nBuying a House? 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