{"id":50707,"date":"2021-08-17T16:17:43","date_gmt":"2021-08-17T23:17:43","guid":{"rendered":"https:\/\/www.movoto.com\/blog\/?p=50707"},"modified":"2022-04-19T22:43:50","modified_gmt":"2022-04-20T05:43:50","slug":"what-is-an-amortization-calculator","status":"publish","type":"post","link":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/","title":{"rendered":"What is an amortization calculator?"},"content":{"rendered":"

\"\"<\/a>
\nAn amortization calculator provides buyers with a comprehensive and complete breakdown of their mortgage payments over the life of the mortgage loan. Each monthly payment is explained in greater depth, which tells you exactly how much money is going toward the different parts of your loan.
\nIn total, your mortgage consists of four payments;\u00a0 the principal, the interest, property taxes, and insurance<\/a>. Borrowers pay off their loan\u2019s total cost over time, with each payment funding different areas of the loan. You can reference an amortization calculator to become more familiar with your mortgage loan and prepare yourself for the process.<\/p>\n

What is Amortization?<\/h2>\n

Amortization describes how your monthly payments are applied to pay off the main components of your mortgage, meaning the principal balance and interest. Payments made toward the amount you borrowed are applied to the principal of the loan itself, whereas the interest payments go directly to the lender.
\nIt\u2019s important to realize that the payments you make are not exclusively applied to the amount you borrowed \u2014 they are combined with the loan\u2019s other fees to establish the total cost of your mortgage.
\nA loan\u2019s amortization schedule is a full breakdown of how the money is applied to the complete loan package across the entire term of the loan. An amortization schedule identifies the financial pathway of every mortgage payment.<\/p>\n

How is an Amortization Schedule Calculated?<\/h2>\n

On a 30-year loan, the amortization schedule would factor in all 360 monthly mortgage bills. However, not every payment has the same division of funds. The ratio of funds that go to the principal and those that go to the interest adjusts over time. This is because the percentage of interest changes each time a payment is made to decrease the balance. At the beginning of your repayment period, when you have the largest balance, your payments include the most interest. As you pay off the balance, the interest you pay decreases. Borrowers pay off most of their owed balance at the end of their loan\u2019s lifecycle.<\/p>\n

How Does an Amortization Calculator Work?<\/h2>\n

An amortization calculator is a tool that buyers can use to evaluate their potential amortization schedule. Amortization calculators use the loan\u2019s terms, interest rates, and principal to calculate how the monthly payments will adjust as the principal amount reduces over time. The calculation occurs month by month, since each payment will impact the rest of the repayment schedule. This is how amortization calculators are able to accurately examine a loan\u2019s amortization. The schedule\u2019s accuracy will depend on how the input values reflect the actual loan.
\nLenders will determine the final loan terms and amortization schedule during the underwriting process. Buyers will obtain their official amortization schedule when they receive their final mortgage documents from their lender. But, an amortization calculator can help buyers have an accurate picture of their mortgage loans in advance, specifically what the month-to-month payments will be like.<\/p>\n

How to Calculate Amortization On Your Own<\/h2>\n

\"What
\nSince mortgage amortization schedules are based on each successive month, the biggest value that a digital amortization calculator offers buyers is its ability to calculate hundreds of loan payments in seconds. Buyers can calculate amortization on their own by following this five-step formula<\/a>:<\/p>\n

    \n
  1. Divide your interest rate by 12 to calculate your monthly interest rate.<\/li>\n
  2. Calculate your interest payment by multiplying your monthly interest rate by the loan\u2019s current balance.<\/li>\n
  3. Calculate the principal payment by subtracting the interest payment from your total monthly payment amount.<\/li>\n
  4. Calculate your remaining balance by subtracting your principal payment from your current total balance.<\/li>\n
  5. Repeat this process with the new current balance each month to calculate each individual payment. Always use the numbers from the previous month\u2019s calculations to gauge the next month\u2019s amortization. For example, January\u2019s payment needs to be calculated using December\u2019s total remaining principal balance.<\/li>\n<\/ol>\n

    If you work with an amortization calculator that also factors in insurance and taxes, the calculations will be accurate to your loan as they reflect the complete loan package. Buyers who are working with amortization calculators that do not factor in insurance and taxes need to be aware that these additional expenses will be present in the amortization schedule they receive from their lender.<\/p>\n

    Why Buyers Should Care About Amortization<\/h2>\n

    According to Credit Karma<\/a>, 83% of your mortgage payments made in the first year of a 30-year loan term go toward paying down your interest. In comparison, only 3% of the payments made in the last year of the loan go toward interest. Because of the amortization schedule, little equity is generated in the early years of homeownership. Buyers who are interested in building equity in their home to maximize their real estate investments need to understand how their payments are being divided over the years of their loan\u2019s terms.
    \nUnderstanding how your loan affects your broader scope of ownership, as well as the monthly payments, is a best practice for home buyers. Amortization calculators are a critical tool that can be used to gauge the long-term position buyers will be in as     new homeowners.<\/a> If you\u2019re interested in trying out a mortgage calculator to compare prospective rates and offerings between lenders, click here to try ours<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

    An amortization calculator provides buyers with a comprehensive and complete breakdown of their mortgage payments over the life of the mortgage loan. Each monthly payment is explained in greater depth, which tells you exactly how much money is going toward the different parts of your loan. In total, your mortgage consists of four payments;\u00a0 the principal, the interest, property taxes, and insurance. Borrowers pay off their loan\u2019s total cost over time, with each payment funding different areas of the loan. You can reference an amortization calculator to become more familiar with your mortgage loan and prepare yourself for the process. […]<\/p>\n","protected":false},"author":3,"featured_media":50708,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[223,63],"tags":[207,49,111,182,192],"class_list":["post-50707","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying","category-finance","tag-amortization-schedule","tag-buying-a-home","tag-mortgage","tag-mortgage-calculator","tag-private-mortgage-insurance","post--single"],"yoast_head":"\nWhat is an amortization calculator?<\/title>\n<meta name=\"description\" content=\"An amortization calculator can help buyers map out every payment on their home loans and how the money is applied to their mortgages.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is an amortization calculator?\" \/>\n<meta property=\"og:description\" content=\"An amortization calculator can help buyers map out every payment on their home loans and how the money is applied to their mortgages.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\" \/>\n<meta property=\"og:site_name\" content=\"Movoto Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MovotoRealEstate\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-17T23:17:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-20T05:43:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Movoto Editorial Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@movoto\" \/>\n<meta name=\"twitter:site\" content=\"@movoto\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Movoto Editorial Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\"},\"author\":{\"name\":\"Movoto Editorial Team\",\"@id\":\"https:\/\/www.movoto.com\/blog\/#\/schema\/person\/06693b6bfbd6fec38952da620bd47c0e\"},\"headline\":\"What is an amortization calculator?\",\"datePublished\":\"2021-08-17T23:17:43+00:00\",\"dateModified\":\"2022-04-20T05:43:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\"},\"wordCount\":875,\"publisher\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg\",\"keywords\":[\"Amortization Schedule\",\"Buying a Home\",\"Mortgage\",\"Mortgage Calculator\",\"Private Mortgage Insurance (PMI)\"],\"articleSection\":[\"Buying\",\"Finance Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\",\"url\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\",\"name\":\"What is an amortization calculator?\",\"isPartOf\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg\",\"datePublished\":\"2021-08-17T23:17:43+00:00\",\"dateModified\":\"2022-04-20T05:43:50+00:00\",\"description\":\"An amortization calculator can help buyers map out every payment on their home loans and how the money is applied to their mortgages.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage\",\"url\":\"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg\",\"contentUrl\":\"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg\",\"width\":600,\"height\":300,\"caption\":\"What is an Amortization Calculator? - Movoto by OJO\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.movoto.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is an amortization calculator?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.movoto.com\/blog\/#website\",\"url\":\"https:\/\/www.movoto.com\/blog\/\",\"name\":\"Movoto Blog\",\"description\":\"Jump-start your real estate journey with expert guidance\",\"publisher\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.movoto.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.movoto.com\/blog\/#organization\",\"name\":\"Movoto by OJO\",\"url\":\"https:\/\/www.movoto.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.movoto.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/movoto.kinsta.cloud\/wp-content\/uploads\/2022\/04\/movoto-by-ojo-blog.png\",\"contentUrl\":\"https:\/\/movoto.kinsta.cloud\/wp-content\/uploads\/2022\/04\/movoto-by-ojo-blog.png\",\"width\":220,\"height\":100,\"caption\":\"Movoto by OJO\"},\"image\":{\"@id\":\"https:\/\/www.movoto.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MovotoRealEstate\/\",\"https:\/\/x.com\/movoto\",\"https:\/\/www.instagram.com\/movotorealestate\/\",\"https:\/\/www.linkedin.com\/company\/movoto\",\"https:\/\/www.pinterest.com\/movoto\/\",\"https:\/\/www.youtube.com\/user\/movotorealestate\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.movoto.com\/blog\/#\/schema\/person\/06693b6bfbd6fec38952da620bd47c0e\",\"name\":\"Movoto Editorial Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.movoto.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f61431c9d28f042e0ef7d955ee3844a375bfe80a21e14f5f20e2045633240dd4?s=96&d=monsterid&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f61431c9d28f042e0ef7d955ee3844a375bfe80a21e14f5f20e2045633240dd4?s=96&d=monsterid&r=g\",\"caption\":\"Movoto Editorial Team\"},\"sameAs\":[\"https:\/\/www.movoto.com\/\"],\"url\":\"https:\/\/www.movoto.com\/blog\/author\/revans\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is an amortization calculator?","description":"An amortization calculator can help buyers map out every payment on their home loans and how the money is applied to their mortgages.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/","og_locale":"en_US","og_type":"article","og_title":"What is an amortization calculator?","og_description":"An amortization calculator can help buyers map out every payment on their home loans and how the money is applied to their mortgages.","og_url":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/","og_site_name":"Movoto Blog","article_publisher":"https:\/\/www.facebook.com\/MovotoRealEstate\/","article_published_time":"2021-08-17T23:17:43+00:00","article_modified_time":"2022-04-20T05:43:50+00:00","og_image":[{"width":600,"height":300,"url":"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg","type":"image\/jpeg"}],"author":"Movoto Editorial Team","twitter_card":"summary_large_image","twitter_creator":"@movoto","twitter_site":"@movoto","twitter_misc":{"Written by":"Movoto Editorial Team","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#article","isPartOf":{"@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/"},"author":{"name":"Movoto Editorial Team","@id":"https:\/\/www.movoto.com\/blog\/#\/schema\/person\/06693b6bfbd6fec38952da620bd47c0e"},"headline":"What is an amortization calculator?","datePublished":"2021-08-17T23:17:43+00:00","dateModified":"2022-04-20T05:43:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/"},"wordCount":875,"publisher":{"@id":"https:\/\/www.movoto.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg","keywords":["Amortization Schedule","Buying a Home","Mortgage","Mortgage Calculator","Private Mortgage Insurance (PMI)"],"articleSection":["Buying","Finance Tips"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/","url":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/","name":"What is an amortization calculator?","isPartOf":{"@id":"https:\/\/www.movoto.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage"},"image":{"@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg","datePublished":"2021-08-17T23:17:43+00:00","dateModified":"2022-04-20T05:43:50+00:00","description":"An amortization calculator can help buyers map out every payment on their home loans and how the money is applied to their mortgages.","breadcrumb":{"@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#primaryimage","url":"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg","contentUrl":"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg","width":600,"height":300,"caption":"What is an Amortization Calculator? - Movoto by OJO"},{"@type":"BreadcrumbList","@id":"https:\/\/www.movoto.com\/blog\/what-is-an-amortization-calculator\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.movoto.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What is an amortization calculator?"}]},{"@type":"WebSite","@id":"https:\/\/www.movoto.com\/blog\/#website","url":"https:\/\/www.movoto.com\/blog\/","name":"Movoto Blog","description":"Jump-start your real estate journey with expert guidance","publisher":{"@id":"https:\/\/www.movoto.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.movoto.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.movoto.com\/blog\/#organization","name":"Movoto by OJO","url":"https:\/\/www.movoto.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.movoto.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/movoto.kinsta.cloud\/wp-content\/uploads\/2022\/04\/movoto-by-ojo-blog.png","contentUrl":"https:\/\/movoto.kinsta.cloud\/wp-content\/uploads\/2022\/04\/movoto-by-ojo-blog.png","width":220,"height":100,"caption":"Movoto by OJO"},"image":{"@id":"https:\/\/www.movoto.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MovotoRealEstate\/","https:\/\/x.com\/movoto","https:\/\/www.instagram.com\/movotorealestate\/","https:\/\/www.linkedin.com\/company\/movoto","https:\/\/www.pinterest.com\/movoto\/","https:\/\/www.youtube.com\/user\/movotorealestate"]},{"@type":"Person","@id":"https:\/\/www.movoto.com\/blog\/#\/schema\/person\/06693b6bfbd6fec38952da620bd47c0e","name":"Movoto Editorial Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.movoto.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f61431c9d28f042e0ef7d955ee3844a375bfe80a21e14f5f20e2045633240dd4?s=96&d=monsterid&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f61431c9d28f042e0ef7d955ee3844a375bfe80a21e14f5f20e2045633240dd4?s=96&d=monsterid&r=g","caption":"Movoto Editorial Team"},"sameAs":["https:\/\/www.movoto.com\/"],"url":"https:\/\/www.movoto.com\/blog\/author\/revans\/"}]}},"featured_media_src_url":"https:\/\/www.movoto.com\/blog\/wp-content\/uploads\/2021\/08\/blog-amortization-calculator.jpg","_links":{"self":[{"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/posts\/50707","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/comments?post=50707"}],"version-history":[{"count":1,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/posts\/50707\/revisions"}],"predecessor-version":[{"id":51583,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/posts\/50707\/revisions\/51583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/media\/50708"}],"wp:attachment":[{"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/media?parent=50707"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/categories?post=50707"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.movoto.com\/blog\/wp-json\/wp\/v2\/tags?post=50707"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}