{"id":50151,"date":"2021-05-18T23:01:05","date_gmt":"2021-05-19T06:01:05","guid":{"rendered":"https:\/\/www.movoto.com\/blog\/?p=50151"},"modified":"2022-04-19T22:49:27","modified_gmt":"2022-04-20T05:49:27","slug":"find-the-legal-description-of-property","status":"publish","type":"post","link":"https:\/\/www.movoto.com\/blog\/find-the-legal-description-of-property\/","title":{"rendered":"How to find the legal description of property"},"content":{"rendered":"

When you\u2019re buying a home, do you know exactly what you\u2019re buying? That\u2019s where the legal description of property comes in.\u00a0<\/span><\/h4>\n

If you\u2019re looking to <\/span>buy a home<\/span><\/a>, it\u2019s important to know what the legal description of property is and where to find it. The legal description of property is a document that describes in meticulous detail where the property boundaries lie. It is the exact description of what you are buying, so it\u2019s important that it\u2019s accurate and you know where to find it in case any property disputes arise.<\/span>
\nLearn more about <\/span>what a legal description of property is<\/span><\/a>.\u00a0<\/span>
\nUnfortunately, it can be confusing to find (and even more confusing to read). But arm yourself with this information on how to find the legal description and you can be comfortable knowing you\u2019re a responsible <\/span>homebuyer<\/span><\/a>.<\/span><\/p>\n

Where should I start?<\/span><\/h3>\n

Start by finding the <\/span>property deed<\/span><\/a>. Most (but not all) deeds include the legal description as part of the deed or as an attachment or appendix. Where you find the deed varies from county to county. Most counties have a copy on file at the county assessor\u2019s office or the county recorder\u2019s office.\u00a0<\/span>
\nThanks to the increase in records becoming digitized, you can start by searching online for these documents. If you can\u2019t find a digital record, call the assessor\u2019s office and they\u2019ll be able to tell you if they have it, or where you can find it if they don\u2019t. Even if they don\u2019t have the actual deed, they may have the legal description, so it\u2019s worth asking about it specifically. Most of the time, you\u2019ll have to pay a small fee to have the deed copied or mailed to you.<\/span><\/p>\n

I have the deed, now how do I find the legal description of property?<\/span><\/h3>\n

If the legal description of property is part of the deed, search for language similar to, \u201cLegal description follows.\u201d It usually appears on the second or third page of the deed, and may be indented. If it is part of an attachment or appendix to the deed, the description will be mentioned in the deed followed by a note on where to find it such as, \u201cSee Appendix A.\u201d<\/span><\/p>\n

What if it isn\u2019t on the deed?<\/span><\/h3>\n

The best place to check next is with the <\/span>title company<\/span><\/a> that was involved in the closing. If for some reason the title company isn\u2019t immediately available, you can reach out to any <\/span>agents<\/span><\/a>, attorneys, or officials involved in the previous sale.<\/span><\/p>\n

How do I decipher the legal description of property?<\/span><\/h3>\n

\"How<\/h3>\n

Some legal descriptions are straightforward, for example if the property is a <\/span>condo<\/span><\/a> or located in a developed neighborhood. In those instances, they typically list the property\u2019s lot and block number within its designated subdivision.<\/span>
\nHowever, if the legal description is in the more complicated <\/span>metes and bounds<\/span><\/a> format, you\u2019ll need to understand surveying terms and get a surveyor\u2019s map of your city to understand it. Being able to read and understand the legal description of property isn\u2019t necessary. Your <\/span>real estate agent<\/span><\/a> or attorney will know what to do with it.\u00a0<\/span>
\nThe main purpose of the legal description is to have documented proof of exactly what you are buying and ensure that it matches with what the seller is telling you. So as long as you have a professional who can read it, you don\u2019t have to understand it yourself.<\/span><\/p>\n

Why is the language so confusing?<\/span><\/h3>\n

It has to do with the way cities and parcels of land are measured by surveyors. The most common type of legal description (and, unfortunately, the most confusing) is called a metes and bounds description. This description starts with the property\u2019s location on the city grid map, in addition to or in place of the latitude and longitude of the property. The property\u2019s boundaries may be described in terms of feet, degrees, relationship to the city grid, or relative position to landmarks and natural features.<\/span>
\nThe other common legal description, a subdivision or lot and block description, is much simpler. These typically list the name of the subdivision, the lot number, and the block number.\u00a0<\/span><\/p>\n

What if I can\u2019t still can\u2019t find the legal description of property?<\/span><\/h3>\n

If you\u2019re having problems even after contacting your local government agencies, it could be because they are understaffed or their records aren\u2019t organized properly. However, the title company that handled the previous closing should always be able to provide you with the legal description. If they can\u2019t, something is wrong and you need to escalate this with your real estate agent or lawyer.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

When you\u2019re buying a home, do you know exactly what you\u2019re buying? That\u2019s where the legal description of property comes in.\u00a0 If you\u2019re looking to buy a home, it\u2019s important to know what the legal description of property is and where to find it. The legal description of property is a document that describes in meticulous detail where the property boundaries lie. It is the exact description of what you are buying, so it\u2019s important that it\u2019s accurate and you know where to find it in case any property disputes arise. Learn more about what a legal description of property […]<\/p>\n","protected":false},"author":3,"featured_media":50211,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[167,223,48],"tags":[80,49,161,165,105,203,183,184],"class_list":["post-50151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-basics","category-buying","category-real-estate","tag-buyer-tips","tag-buying-a-home","tag-closing","tag-first-time-homebuyer","tag-home-buying-tips","tag-legal-description","tag-title","tag-title-company","post--single"],"yoast_head":"\nHow to find the legal description of property<\/title>\n<meta name=\"description\" content=\"When you\u2019re buying a home, do you know exactly what you\u2019re buying? 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