{"id":25989,"date":"2020-01-31T03:50:54","date_gmt":"2020-01-31T11:50:54","guid":{"rendered":"https:\/\/www.movoto.com\/blog\/?p=25989"},"modified":"2022-04-19T23:15:25","modified_gmt":"2022-04-20T06:15:25","slug":"these-are-the-10-most-affordable-places-in-illinois","status":"publish","type":"post","link":"https:\/\/www.movoto.com\/blog\/these-are-the-10-most-affordable-places-in-illinois\/","title":{"rendered":"These Are The 10 Most Affordable Places In Illinois"},"content":{"rendered":"<p>As a Midwestern state, it might be easy to assume that <a href=\"https:\/\/www.movoto.com\/il\/\" target=\"_blank\" rel=\"noopener noreferrer\">Illinois<\/a> is among the most affordable places in the country. Yet Illinois is comprised of almost 58,000 square miles, so it would be risky to make the assumption that all of Illinois is affordable. In short, some places in The Prairie State are going to be more affordable than others. But which places?<br \/>\nAs part of an on-going series, <a href=\"https:\/\/www.movoto.com\">Movoto Real Estate<\/a> is going state to state to find not only the best places, but also the most affordable. Today we take a look at Illinois, home to more than 12,8802,000 people. After analyzing more than 200 places in the state across a number of criteria, Chatham was crowned the most affordable, or the place you\u2019re most likely to keep cash in your wallet. Of course, Chatham wasn\u2019t the only place where folks can stretch their bucks.<br \/>\nHere are the 10 most affordable places in Illinois:<\/p>\n<ol>\n<li>Village of <a href=\"https:\/\/www.movoto.com\/chatham-il\/\">Chatham<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/washington-il\/\">Washington<\/a><\/li>\n<li>Village of <a href=\"https:\/\/www.movoto.com\/morton-il\/\">Morton<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/springfield-il\/\">Springfield<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/east-peoria-il\/\">East Peoria<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/quincy-il\/\">Quincy<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/kewanee-il\/\">Kewanee<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/pontiac-il\/\">Pontiac<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/pekin-il\/\">Pekin<\/a><\/li>\n<li>City of <a href=\"https:\/\/www.movoto.com\/moline-il\/beds-2\/\" target=\"_blank\" rel=\"noopener noreferrer\">Moline<\/a><\/li>\n<\/ol>\n<p>How did Chatham make it to the No. 1 spot? What made Kewanee just the 7th most affordable place on our list? Keep reading for a virtual tour of our top 10 rankings. Before this, however, here\u2019s a breakdown of how we created our list because we didn\u2019t just pick these places out of thin air.<\/p>\n<h2>How We Found The Most Affordable Places In Illinois<\/h2>\n<p>To create our ranking, we used Census data to find each place in Illinois with a population of more than 10,000. This came to 219 places, including villages, cities, and Census-Designated Places. Once we had these locales, we ranked each one across six criteria, with the lowest number being the best. We then took the average of all these ranks to create our Big Deal Score. The place with the lowest average rank across our criteria\u2013Chatham\u2013was crowned the most affordable. Here are the criteria we used:<\/p>\n<ul>\n<li>Food costs<\/li>\n<li>Utility costs<\/li>\n<li>Miscellaneous costs<\/li>\n<li>Median home price<\/li>\n<li>Unemployment rank<\/li>\n<li>Adjusted median income<\/li>\n<\/ul>\n<p>Data for our criteria came from a number of sources, including <a href=\"blank\">Sperling\u2019s Best Places<\/a>, AreaVibes, and the U.S. Census (2010). The adjusted median income takes a locations\u2019 median household income and divides it by its cost of living. We then multiplied this number by 100 to create an adjusted income we believe reflects a household\u2019s actual earnings. Our miscellaneous rank included an area\u2019s the cost of clothing, restaurants, repairs, and entertainment.<br \/>\nOne more thing: If you don\u2019t see your city below, jump to the bottom of this article for an expanded list.<\/p>\n<h2><a href=\"https:\/\/www.movoto.com\/chatham-il\/\">1. Chatham<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/1.jpg\" alt=\"Chatham, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user Maliwhite10<\/p><\/div><br \/>\nThis village in <a href=\"https:\/\/www.movoto.com\/property\/il\/sangamon-county.html\">Sangamon County<\/a> took the No. 1 spot on our list thanks to its rankings in three categories: food, utilities, and unemployment rate. Residents of Chatham spend less on food than the national average. According to our analysis, the area scored a 92 for food costs, which is 8 points below the national average. For comparison, places in Illinois where food costs are the most were 9 point above the national average. In other words, greens cost more greenbacks.<br \/>\nAs for utilities and the locale\u2019s unemployment rate, Chatham energy costs scored a 76, much lower than the national average of 100, while its unemployment rate of 7.3 percent was good enough to take the No. 8 spot for this criterion, tying with the state\u2019s capital, Springfield.<\/p>\n<h2>2. <a href=\"https:\/\/www.movoto.com\/washington-il\/\">Washington<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/2.jpg\" alt=\"Washington, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Flickr user neighborhoods.org<\/p><\/div><br \/>\nThis city in <a href=\"https:\/\/www.movoto.com\/property\/il\/tazewell-county.html\">Tazewell County<\/a> has one of the smaller populations on our top 10 rankings. Hopefully, its residents won\u2019t mind us spreading the word that it\u2019s among the most affordable places to move to in Illinois.<br \/>\nOverall, Washington ranked well because of its low cost of food and its unemployment rate. Food costs in Washington are lower than the national average. As for the unemployment rate, it stands at 7.5 percent.<\/p>\n<h2><a href=\"https:\/\/www.movoto.com\/morton-il\/\">3. Morton<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/3.jpg\" alt=\"Morton, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Village of Morton<\/p><\/div><br \/>\nPart of the Movoto gang wonders if Morton\u2019s food costs are so low because of the influx of <a href=\"https:\/\/www.movoto.com\/blog\/novelty-real-estate\/heres-how-much-a-pumpkin-the-size-of-your-house-weighs\/\">pumpkins<\/a> the village has every year. Of course, we know better. This, however, doesn\u2019t change the fact that Morton\u2019s food costs were one of the main reasons it made our list. The cost of food in Morton was low enough to earn it a fourth place among the cities we looked at, tying it with several other places.<br \/>\nBut what kept Morton out of the top two? The village\u2019s median home price. A home in Morton is priced at $169,700, which earned the area a No. 72 ranking for this criterion.<\/p>\n<h2>4. <a href=\"https:\/\/www.movoto.com\/springfield-il\/\">Springfield<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/4.jpg\" alt=\"Springfield, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user \u00c9ovart Ca\u00e7eir<\/p><\/div><br \/>\nSpringfield, the largest place in our top 10 with more than 115,000 people, took the No. 1 spot in two categories: food and utility costs. The city also ranked well because of its unemployment rate compared to the rest of the places on our list.<br \/>\nBut as the state\u2019s capital, should Springfield have placed higher? That depends. Springfield fell flat in one particular area. Springfield\u2019s adjusted median household income, which we calculated to be about $51,100, earned the city a rank of 160 for this criterion.<\/p>\n<h2><a href=\"https:\/\/www.movoto.com\/east-peoria-il\/\">5. East Peoria<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/5.jpg\" alt=\"East Peoria, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: City of East Peoria<\/p><\/div><br \/>\nAnother place in Tazewell County, East Peoria is home to more than 23,000 people, all of whom can agree that it is among the most affordable places in Illinois. East Peoria ranked well for its cost of food and low unemployment compared to other places in our analysis. Food costs in East Peoria are 7 points lower than the national average, so if you\u2019re ever here swing by the grocery store. As for the area\u2019s unemployment rate, it\u2019s 7.5 percent, which is lower than the national average.<br \/>\nWhere East Peoria went south was for its adjusted median income, just $53,812, low enough to rank it No. 143 out of 219.<\/p>\n<h2>6. <a href=\"https:\/\/www.movoto.com\/quincy-il\/\">Quincy<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/6.jpg\" alt=\"Quincy, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user Smallbones<\/p><\/div><br \/>\nIllinois\u2019 Gem City is the second-largest city in our ranking, though Springfield, the largest city is substantially larger. Maybe we\u2019ve found one reason so many people call the area home\u2013it\u2019s affordable.<br \/>\nQuincy scored well in three categories, and poorly in one. The city has the lowest unemployment rate of the places we looked at with just 6.3 percent of its population without work. The costs for entertainment and clothing in the area, marketed in our miscellaneous criterion, is the third-best, while energy costs are the 12th best. While Quincy is nearly perfect, we\u2019d be remiss not to point out that its adjusted median household income, $44,531, is low enough for a No. 196 ranks for this criterion.<\/p>\n<h2>7. <a href=\"https:\/\/www.movoto.com\/kewanee-il\/\">Kewanee<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/7.jpg\" alt=\"Kewanee, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user Billwhittaker<\/p><\/div><br \/>\nKewanee is another place in our top 10 list that missed out on placing higher because of income. While in other top 10 rankings this might seem low, remember we looked at 219 places. This city in <a href=\"https:\/\/www.movoto.com\/property\/il\/henry-county.html\">Henry County<\/a> ranked especially well in three categories\u2014home values, miscellaneous costs, and unemployment rate.<br \/>\nA home in Kewanee is valued at $61,400, low enough for the 2nd place in this category, while the city\u2019s unemployment rate is 7.1 percent or the fifth-best. Finally, where Kewanee really shined was for the cost of miscellaneous items. For this criterion, the city took the No. 1 spot. So if you\u2019re looking for some entertainment and shopping, Kewanee is the place to go.<\/p>\n<h2>8. <a href=\"https:\/\/www.movoto.com\/pontiac-il\/\">Pontiac<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/8.jpg\" alt=\"Pontiac, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user IvoShandor<\/p><\/div><br \/>\nPontiac ranked well in most of our criteria, though its highest rank came in the miscellaneous category, something of a trend in the final places on our list. Here the city took the No. 12 spot. Utilities were also a high point for the city. Pontiac\u2019s utility costs scored a 99, which is 1 point below the state average. However, remember that the places with the highest utility costs, Danville, is 15 points above the national average.<br \/>\nAs with other places on our list, Pontiac\u2019s adjusted median household income kept it from placing higher. Our analysis shows that households in the area make $52,298 a year when the cost of living is taken into consideration. Where did this land Pontiac for this criterion? No. 152.<\/p>\n<h2>9. <a href=\"https:\/\/www.movoto.com\/pekin-il\/\">Pekin<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/9.jpg\" alt=\"Pekin, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user Ammodramus<\/p><\/div><br \/>\nWhy, oh why is Pekin in our top nine? We\u2019d love to say it\u2019s because of the annual Marigold Festival, but this isn\u2019t a list of the most beautiful places in Illinois. This city near central Illinois broke the top 10 thanks to low food and utility costs, as well as a relatively svelte unemployment rate when compared to the other places on our list.<br \/>\nThe cost of food in Pekin is 7 points below the national average, while utility costs are just one point below. Still, cheaper is cheaper. Finally, the city\u2019s unemployment rate is 7.5 percent, low enough to take the No. 10 spot for this criterion.<\/p>\n<h2>10. <a href=\"https:\/\/www.movoto.com\/moline-il\/beds-2\/\" target=\"_blank\" rel=\"noopener noreferrer\">Moline<\/a><\/h2>\n<p><div style=\"width: 597px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" style=\"width: 587px\" src=\"http:\/\/s3.amazonaws.com\/movotoblog\/2014\/01\/affordable-illinois\/images\/10.jpg\" alt=\"Moline, IL\" width=\"587\" height=\"31\" \/><p class=\"wp-caption-text\">Source: Wikipedia user Kepper66<\/p><\/div><br \/>\nUtility costs in Moline were low enough to earn the No. 4 spot for this criterion. The cost of heating and cooling in this area is 15 points lower than the national average. As for miscellaneous costs\u2014the cost of clothing, restaurants, repairs, entertainment, and other services\u2014is 6 points lower than the national average, low enough to rank No. 12 for this category.<\/p>\n<h2>The Least Affordable Places In Illinois<\/h2>\n<p>Now that we\u2019ve taken a look at the most affordable places to live in Illinois, what are the least affordable places in Illinois, the places where money just flies out of your pockets? In descending order: <a href=\"https:\/\/www.movoto.com\/hinsdale-il\/\">Hinsdale<\/a>, <a href=\"https:\/\/www.movoto.com\/glen-ellyn-il\/\">Glen Ellyn<\/a>, <a href=\"https:\/\/www.movoto.com\/westmont-il\/\">Westmont<\/a>, <a href=\"https:\/\/www.movoto.com\/elmhurst-il\/\">Elmhurst<\/a>, and finally, the least affordable, <a href=\"https:\/\/www.movoto.com\/downers-grove-il\/\">Downers Grove<\/a>, which scored poorly in nearly all categories. What a downer.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a Midwestern state, it might be easy to assume that Illinois is among the most affordable places in the country. Yet Illinois is comprised of almost 58,000 square miles, so it would be risky to make the assumption that all of Illinois is affordable. In short, some places in The Prairie State are going to be more affordable than others. But which places? As part of an on-going series, Movoto Real Estate is going state to state to find not only the best places, but also the most affordable. Today we take a look at Illinois, home to more [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":26017,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[223,120],"tags":[136,154,104,131,55],"class_list":["post-25989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying","category-relocating","tag-affordability","tag-affordable-housing","tag-best-neighborhoods","tag-best-places","tag-relocating","post--single"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>These Are The 10 Most Affordable Places In Illinois<\/title>\n<meta name=\"description\" content=\"If you\u2019re planning on moving to Illinois, find out where you can live without going broke.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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