{"version":"1.0","provider_name":"Movoto Blog","provider_url":"https:\/\/www.movoto.com\/blog","author_name":"Movoto Editorial Team","author_url":"https:\/\/www.movoto.com\/blog\/author\/revans\/","title":"If You're Rejected for a Mortgage","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"kSYaQ78lij\"><a href=\"https:\/\/www.movoto.com\/blog\/ultimate-homebuyers-guide-rejected-mortgage\/\">If You&#8217;re Rejected for a Mortgage<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.movoto.com\/blog\/ultimate-homebuyers-guide-rejected-mortgage\/embed\/#?secret=kSYaQ78lij\" width=\"600\" height=\"338\" title=\"&#8220;If You&#8217;re Rejected for a Mortgage&#8221; &#8212; Movoto Blog\" data-secret=\"kSYaQ78lij\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/www.movoto.com\/blog\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","description":"If you\u2019re application is rejected, don\u2019t panic. There are many reasons you get rejected for a conforming mortgage: Debt-to-income (DTI) ratio is too high &#8211; The bank will look at your monthly income in relation to all your monthly debt payments. If your debt\u2014including car payments, mortgage payments, credit card debt, and any others\u2014amounts to more than 45 percent of your pre-tax income, you won\u2019t qualify for a conforming loan. Loan-to-Value (LTV) ratio is too high &#8211; The LTV is the percentage of the property\u2019s total price that you\u2019re borrowing. So, if you\u2019re financing $180,000 on a house that costs [&hellip;]","thumbnail_url":"https:\/\/www.movoto.com\/foundation\/wp-content\/uploads\/2016\/05\/Rejected-Mortgage_banner.jpg"}