{"version":"1.0","provider_name":"Movoto Blog","provider_url":"https:\/\/www.movoto.com\/blog","author_name":"Movoto Editorial Team","author_url":"https:\/\/www.movoto.com\/blog\/author\/revans\/","title":"Points, APRs, and Other Homebuyer Fees","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"UxVRPTiFXh\"><a href=\"https:\/\/www.movoto.com\/blog\/ultimate-homebuyers-guide-points-apr-fees\/\">Points, APRs, and Other Homebuyer Fees<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.movoto.com\/blog\/ultimate-homebuyers-guide-points-apr-fees\/embed\/#?secret=UxVRPTiFXh\" width=\"600\" height=\"338\" title=\"&#8220;Points, APRs, and Other Homebuyer Fees&#8221; &#8212; Movoto Blog\" data-secret=\"UxVRPTiFXh\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/www.movoto.com\/blog\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","description":"What are points? Points are fees your lender charges, usually 1 or 2 percent of the total loan amount. It\u2019s important to factor in points when shopping for mortgages as a loan with a higher interest rate and no points could ultimately be cheaper than a lower interest rate with points. It\u2019s also possible to negotiate that the seller pays points. There are two types of points: Discount points &#8211; These points go toward your interest rate. The more points you pay, the lower your rate. These points are tax-deductible. Origination fee &#8211; These points are a fee the lender [&hellip;]","thumbnail_url":"https:\/\/www.movoto.com\/foundation\/wp-content\/uploads\/2016\/05\/Points-APRs_banner.jpg"}