Does the current financial climate affect my mortgage amount and rates?
Established in 1913 by the Federal Reserve Act, the Federal Reserve System (or simply “the Fed”) is the central bank of the United ...
Why it is important to understand mortgage rates when preparing to buy a home
When buying a home, getting the right mortgage terms is a big deal. It determines ...
The importance of getting preapproved before you start your home search
You’re in the market for a new home and want to make sure you stand ...
How Long Does A Mortgage Pre-Approval Last?
How long is a pre-approval good for? It’s a question on your mind if you’re ...
Should I get preapproved by multiple lenders?
The simple answer to this question is: yes because it’s beneficial to you as a ...
What Does a Mortgage Down Payment Mean & What is PMI?
After deciding to purchase a home comes the largest expense in the process: the down payment on the mortgage. The down payment is ...
What Are Loan Terms? How Do They Affect Your Loan?
What are loan terms when you buy a house? A loan term refers to the ...
How Do Mortgage Rates Affect My Monthly Mortgage Payments?
Mortgage rates are determined by a complex set of factors, both ones that pertain to ...
What Does Home Price Mean?
For first-time home buyers, as well as existing homeowners looking to buy, a question commonly ...
Mortgage Pre-Approval vs. Pre-Qualification: What’s the Difference?
Pre-qualification and pre-approval can both help you understand your homebuying budget, but they generally serve ...
How Much Can I Afford to Spend on a House?
Buying a house is a huge investment. For many of us, it is the largest investment we will make in our lifetime. Maybe ...
Mortgage Pre-Approval: How It Works and What You Need
Mortgage pre-approval can help you understand how much a lender may be willing to lend ...
How to Read the Legal Description of Property on a Deed
Your street address tells people where to find your home. Your legal property description does ...
4 Components of Your Mortgage Loan Payment
When you purchase a home, your final monthly mortgage loan payment is made up of ...
Mortgage Documents: The Full Checklist Lenders Ask For
Applying for a mortgage involves more paperwork than simply showing a pay stub and bank ...
