Mortgage & Finance

From getting pre-approved to understanding today’s rates to picking the right loan program, financing a home comes with its own language and its own set of decisions. This is where we break down mortgages, rates, credit, and loan options in plain English, whether you’re buying your first home or refinancing the one you already own.

Mortgage & Finance

Your Guide to Mortgage Paperwork

Tracking all the paperwork you need to process your loan can be a headache. Your ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

Understanding Mortgage Penalties

Lenders can charge penalties for both paying late and paying early. Late payment penalty – ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

Points, APRs, and Other Homebuyer Fees

What are points? Points are fees your lender charges, usually 1 or 2 percent of ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

What Is an Escrow Account?

You’re going to hear the word “escrow” a lot when you’re buying a home, whether ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

Choose the Right Mortgage Type for You

Once you’re pre-approved, you can take a deeper dive into exactly what type of mortgage ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

Who’s Who in Getting a Mortgage

To better understand how mortgages work, learn the players involved in securing a mortgage at ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

The Low Down on Down Payments

Determine Your Down Payment Don’t make the mistake of looking at all your assets and ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

What Happens When Your Loan Is Sold?

Once you close on the home, it’s common for your loan to be sold. Don’t ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

If You’re Rejected for a Mortgage

If you’re application is rejected, don’t panic. There are many reasons you get rejected for ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

Understanding Homeowner’s Insurance

While thinking about what could go wrong is the last thing you want to do ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

The Ultimate Homebuyer’s Guide: Budgeting & Mortgages

After you’ve saved, cleaned up your credit, and done your initial research and set some ...

By Movoto Editorial Team

October 22, 2026

Mortgage & Finance

What is A VA Loan?

Many traditional mortgages require a down payment of 20 percent, or more, to acquire a ...

By Movoto Editorial Team

May 2, 2016

Mortgage & Finance

What Is an FHA Loan?

In simple terms, an FHA loan is exactly like every other home mortgage loan, but ...

By Movoto Editorial Team

May 2, 2016

Mortgage & Finance

What Is a Home Equity Loan?

You’ve owned your current home for more than 10 years, and properties in your neighborhood have gone way ...

By Movoto Editorial Team

May 2, 2016

Mortgage & Finance

VA Loan Requirements: A Simple Checklist

Created in 1944, by the U.S. government, the VA loan program helped service members purchase ...

By Movoto Editorial Team

May 2, 2016

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