Before You Start: Learn the Basics of Buying a Home
You don’t need to be ready right away, but once you’ve got a game plan to get your finances in order and the ...
Set Your Home Buying Budget
While it’s tempting to start looking at dream homes right off the bat, you need ...
What Does an Agent Do for You? Part 2 – Services
What home buying services does your agent provide? Now that you know what they’re legally ...
Breaking Down Your Mortgage Payments
Four things make up your mortgage payments. Often known as the PITI: Principal Interest Taxes ...
Your Guide to Mortgage Paperwork
Tracking all the paperwork you need to process your loan can be a headache. Your ...
Understanding Mortgage Penalties
Lenders can charge penalties for both paying late and paying early. Late payment penalty – A lender can charge you a fee for ...
Points, APRs, and Other Homebuyer Fees
What are points? Points are fees your lender charges, usually 1 or 2 percent of ...
What Is an Escrow Account?
You’re going to hear the word “escrow” a lot when you’re buying a home, whether ...
Choose the Right Mortgage Type for You
Once you’re pre-approved, you can take a deeper dive into exactly what type of mortgage ...
Who’s Who in Getting a Mortgage
To better understand how mortgages work, learn the players involved in securing a mortgage at ...
The Low Down on Down Payments
Determine Your Down Payment Don’t make the mistake of looking at all your assets and concluding that’s how much you have for your ...
What Happens When Your Loan Is Sold?
Once you close on the home, it’s common for your loan to be sold. Don’t ...
If You’re Rejected for a Mortgage
If you’re application is rejected, don’t panic. There are many reasons you get rejected for ...
Don’t Fear the Dual Agency
Dual agencies leave a lot of gray areas when it comes to loyalty, so many ...
What Are FSBOs?
When a property is For Sale by Owner (FSBO), it is being listed without the ...
