132 S Saint Thomas Cir, Apollo Beach, FL 33572

WATERFRONT BEAUTY WITH DOCK & TONS OF UPGRADES!** This move-in-ready 2 bedroom, 2 bath manufactured home in the 55+ Caribbean Isles Residential Cooperative offers exceptional value and peace of mind—NO LOT RENT, as ownership includes a share in the community. Best of all, this home has never flooded and flood insurance is transferrable to the new owner. Enjoy direct canal access to Tampa Bay and the Gulf of Mexico from your private dock, perfect for boaters or anyone who loves waterfront living. A new metal roof-over, new waterproof vinyl plank flooring, and new subfloors provide long-term durability. The HVAC was replaced in 2020, and a mini-split AC was added to the Florida Room in 2022, making this space comfortable year-round. The kitchen features upgraded, matching, stainless appliances, including a 2025 French door refrigerator and garbage disposal. A whole-house reverse osmosis water treatment system (installed in 2023), eco-friendly toilets (2022), and updated light fixtures (2022–2025) reflect the care and quality invested throughout. The primary bedroom includes a remote-controlled ceiling fan (2025) for added comfort. Exterior upgrades include vinyl siding, storm shutters (2023), leaf guard gutter protection, and beautiful hardscaping. With two driveways and parking for up to four vehicles, you’ll have plenty of room for guests. Caribbean Isles offers a resort-style lifestyle with a heated pool, clubhouse, boat launch, library, game and craft rooms, and year-round social activities and events. Located in Apollo Beach, you're perfectly positioned between Tampa and Sarasota for endless shopping, dining, and recreation. Don't miss your chance to own this upgraded, waterfront home in one of Apollo Beach’s most sought-after 55+ communities!