Property is not located in a fema special flood hazard area but is listed as a moderate to low flood risk. Please refer to www. Floodsmart. Gov for additional information regarding flood zones and insurance. State law requires smoke/carbon monoxide detectors to be installed for properties having combustible fuel heaters/furnaces, fireplaces, hot water heaters, clothes dryers, cooking appliances, or an attached garage, but seller(hud) is exempt from this requirement as a federal entity. Uses a septic system. Any required system repairs will be the buyer's expense, fha uninsurable due to not having adequate attic access, per pcr, plumbing system does not hold pressure, missing radiators, repair damaged drywall and ceilings, roof is near the end of its useful life, replacement is recommended.