Pixley Mortgage Rates and Home Loans

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3.75% APR - 4.00% APR
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Mortgage rate quotes displayed on LendingTree LoanExplorer, including loan pricing data, rates and fees, are provided by third party data providers including, but not limited to, Mortech, a registered trademark of Zillow, LoanXEngine, a product of Mortgage Builder Software, Inc., and LoanTek, Inc.


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No Down Payment Mortgage: Is It Right for You?
There are options for mortgages with no down payment, but it's important to decide if that choice will be the right one for you. There are many ways to get a mortgage, and some options don’t even require a down payment. While most mortgage lenders still require at least some down payment, it’s important to explore all your choices and decide which one is right for you. With a no down payment mortgage, you have the opportunity to buy a house even if you don’t have a lot of available cash. Some people also choose this option if the house needs work, because they want to use their cash reserves to fix up the house and make changes to it. To determine if a no down payment mortgage is right for you, there are some issues to consider.
What Is a Fixed Rate Mortgage?
Ready to buy a home? Learn what a fixed-rate mortgage is and how it compares to its adjustable-rate mortgage counterparts. A fixed-rate mortgage, which is one of the most basic and popular types of mortgages, has an interest rate that is set when the loan is originated and does not change over time. “Fixed rate” only defines the type of loan and not the terms. For example, most fixed-rate mortgages have a duration of 15 or 30 years, but some lenders offer terms of 10, 20 or even 40 years. Occasionally, lenders offer fixed-rate mortgages with a term of five or seven years with a balloon payment for the balance due at the end. As you shop for your new home, learn more about fixed-rate and other types of mortgages so you are sure to make the right choice for your financial situation.

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