This property could be your starter home or a great way to downsize. There are three bedrooms and two full baths in this lovely home. The living room features a stone fireplace and hardwood flooring. Also on the main level there is a dining room a modern kitchen, a bedroom and a full bath. Off of the kitchen there is an enclosed porch overlooking a large fence-rear yard. The basement has a bar area and a stone fireplace as well as a laundry room. Upstairs there is another full bath with a stall shower and two additional bedrooms. Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. Please refer to FloodSmart . gov for additional information regarding flood zones and insurance, State law requires Smoke/Carbon Monoxide detectors be installed for properties having combustible fuel heaters/furnaces, fireplaces, hot water heaters, clothes dryers, cooking appliances, or an attached garage, but seller (HUD) is exempt from this requirement as a Federal Entity. 330 gallon heating oil tank that was leaking has been removed.