Known for it’s beautiful skyline and location on the St. Johns River, Jacksonville is one of the coolest cities in America to call home. Of course, with any big city comes big city prices. Fortunately, there’s a great suburb system that serves the J-ville area, making it easy to find a good fit for your unique situation without it costing an arm and a leg. Here are the five most affordable suburbs in the Jacksonville, Florida region.

1. Nassau Village-Ratliff

Nassau Village-Ratliff, FL
Source: Flickr User rx2web

Key Stats:

  • Median household income: $55,662
  • Median home value: $113,200
Home to plenty of that famous Florida sunshine, Nassau Village-Ratliff makes the cut on our list of affordable Jacksonville suburbs thanks to its very low cost of living, scoring a 95 on the same scale that puts average America at 100. In other words, the residents here get a great bang for their buck, with tons of savings in the housing market, as homes cost $70,000 less than the national average. Nassau Village-Ratliff is a tiny community of only 5,000, but thanks to being only 17 miles away from Jacksonville, it’s easy to still enjoy big city amenities here.

2. Bellair-Meadowbrook Terrace

Bellair-Meadowbrook Terrace, FL
Source: Flickr User amslerPIX

Key Stats:

  • Median household income: $44,540
  • Median home value: $113,200
Only 20 minutes away from Jacksonville, Bellair-Meadowbrook Terrace is a great place for commuters to live the small town life while they make a big city income. Aside from just being known for its affordability, this area of Florida also has a great school system, with a graduation rate of 86 percent, 5 percent higher than the rest of Florida.

3. Orange Park

Orange Park, FL
Source: Town of Orange Park via Facebook

Key Stats:

  • Income spent on rent: 26.5 percent
  • Median home value: $152,700
In the heart of Clay County, Orange Park is right by several of our other affordable suburbs, including Fleming Island, Lakeside, and Bellair-Meadowbrook Terrace, giving it a great central location that makes travel easy. Interestingly enough, the name comes from orange farms that never actually happened. The town was originally designed to be a key player in the fruit industry, but after a freeze in 1894, all of the crops got destroyed and the town never recovered. Today, many other industries make this town a great place to live.

4. Fleming Island

Fleming Island, FL
Source: Fleming Island, Florida 32003 via Facebook

Key Stats:

  • Median household income: $89,419
  • Median home value: $225,000
Fleming Island might be the most expensive affordable Jacksonville suburb on our list, but the much higher incomes found here keep the prices reasonable. Typically thought to be a bedroom community of Jacksonville, tons of people in Fleming Island take advantage of its close proximity to the city to find higher salaries, while preferring to spend their free time in this more relaxed small town. Fleming Island is also noteworthy for its walkable infrastructure, featuring an 8-foot-wide sidewalk that runs the entire length of the island, constantly filled with walkers, joggers, and bikers, as well as Black Creek Park, a great place for bikers and hikers to found beautiful nature trails.

5. Lakeside

Lakeside, FL
Source: Flickr User RobBixbyPhotography

Key Stats:

  • Median household income: $57,333
  • Median home value: $151,000
Nestled in the greater Orange Park area, Lakeside also makes the cut on our list thanks to higher salaries that tend to be found in this area. It’s also the largest Jacksonville suburb featured on our list, with over 32,000 residents calling this city home. Roughly half an hour from Jacksonville’s city centre, Lakeside gives residents a little more separation from the hustle and bustle, while it’s location on Doctors Lake provides plenty of aquatic entertainment and beautiful views. Lakeside is also known for being home to the Yerkes Center, one of the first labs to study non-human primates.

Our Methodology

To create this list of affordable Jacksonville suburbs, we considered the following things:
  • Cost of living
  • Median home value
  • Percentage of income spent on rent
  • Affordability ratio (median home value divided by median household income)
We then averaged those scores into one overall score and the places with the 10 lowest scores made up our list of the 5 most affordable Jacksonville suburbs. For this list, we sourced data from AreaVibes, business listings, and the 2013 U.S. Census American Community Survey. Want to see how all 13 Jacksonville suburbs stacked up? Take a look at the table below: Most Affordable Jacksonville Suburbs Like This Post? You’ll Definitely Love These: