If you’re thinking about spending your golden years in the beautiful city of Charlotte, but you’re not so sure city life is the best fit, this list has you covered. We looked at a whole bunch of data to figure out the best Charlotte suburbs to retire. This list is full of close-knit communities with plenty of senior amenities that are just a quick drive away from all the action in downtown Charlotte. Let’s take a look at the 10 winners.

1. Stanley, NC

Stanley, NC
Source: Town of Stanley via Facebook

Key Stats:

  • Cost of living: 89, compared to the Charlotte average of 97
  • Median home price: $121,300
  • Residents age 65 and up: 26.4 percent
The peaceful small town of Stanley kicks off our list of the best Charlotte suburbs to retire with plenty of affordable ranch, farmhouse, and cottage style homes on large lots. Active retirees can enjoy a picnic or a stroll through Harper Park. History buffs will flock to The Brevard Station Museum. The Stanley Community Center is the perfect spot for family gatherings and events.

2. Lowell, NC

Lowell, NC
Source: City of Lowell, NC

Key Stats:

  • Cost of living: 88, compared to the Charlotte average of 97
  • Median home price: $114,100
Your retirement fund will go a whole lot further in the peaceful Charlotte suburb of Lowell, which had one of the lowest costs of living of any place we ranked. Home buyers will find everything from affordable ranch style homes to stately Colonials. Annual community events like Lowell’s Freedom Festival are a great way to meet new neighbors while enjoying entertainment, food, and shopping from local craft vendors. Active retirees will enjoy strolling around the lake at the nearby George Poston Park.

3. Fort Mill, SC

Fort Mill, SC
Source: Town of Fort Mill via Facebook

Key Stats:

  • Number of doctors: 59
  • Total senior amenities: 146
Fort Mill earns the third place spot on our list of the best Charlotte suburbs to retire with a range of housing options, including charming cottage and craftsman style homes, spacious farmhouses, and low maintenance townhouses. Hit the links at the Fort Mill Golf Club, or check out a new book or attend an event at the Fort Mill Public Library. Events like Movies and Music in the Park are a great way to stay involved with this close-knit community.

4. Dallas, NC

Dallas, NC
Source: Dallas Historic Courthouse via Facebook

Key Stats:

  • Cost of living: 90, compared to the Charlotte average of 97
  • Median home price: $125,100
Retirees searching for the perfect home in the small historic town of Dallas have their pick of charming cottage style homes, classic Colonials, and affordable ranch style houses. Enjoy a picnic, barbeque on the grills, or stroll down the scenic walking trail at Jaggers Park. Residents can also check out a new book or attend an event at the Dallas Branch Public Library.

5. Matthews, NC

Matthews, NC
Source: Town of Matthews, NC via Facebook

Key Stats:

  • Number of doctors: 197
  • Total senior amenities: 194
Retirees searching for the perfect home in the Charlotte suburb of Matthews have a range of options, from spacious farmhouse style homes on large lots to historic Colonials and craftsman style homes with plenty of charm. Check out a new book at the Matthews Public Library, or take a class at the McDowell Arts Center. Active retirees will love the scenic walking trails at the Idlewild Road Park.

6. Pineville, NC

Pineville, NC
Source: Flickr user 10542402@N06

Key Stats:

  • Residents age 65 and up: 16.5 percent
  • Total senior amenities: 75
Retirees searching for the perfect home in Pineville will find a variety of options to suit their needs. Low maintenance townhomes, ranch style houses, and lovely craftsman style homes are all common. This close-knit community may have a population of fewer than 8,000, but that doesn’t mean Pineville is short on amenities. Grab fresh local produce at the Farmers Market, have a picnic at the numerous well-maintained city parks, or enjoy convenient shopping from brand name retailers at the Carolina Place mall.

7. Kannapolis, NC

Kannapolis, NC
Source: City of Kannapolis – Community News via Facebook

Key Stats:

  • Cost of living: 91, compared to the Charlotte average of 97
  • Median home price: $132,200
The small, thriving city of Kannapolis earns the seventh place spot on our list of the best Charlotte suburbs for retirees with plenty of affordable craftsman, ranch, and bungalow style homes. Active retirees will love this suburb’s numerous well-maintained city parks. Movies in the Park and the Summer Concert Series are a great way for residents to stay involved in the community and enjoy local talent.

8. Gastonia, NC

Gastonia, NC
Source: Visit Downtown Gastonia via Facebook

Key Stats:

  • Cost of living: 92, compared to the Charlotte average of 97
  • Number of doctors: 305
The lively small city of Gastonia earns the eighth place spot on our list with plenty of affordable cottage, ranch, bungalow, and craftsman style homes for potential home buyers. Golf enthusiasts can hit the links at the Catawba Creek Golf Course, while foodies will get their fix at the numerous local restaurants and cafes in Gastonia. The Crowders Mountain State Park is the perfect place to get back to nature, and offers excellent opportunities for bird and wildlife watchers.

9. Bessemer City, NC

Bessemer City, NC
Source: Bessemer City via Facebook

Key Stats:

  • Cost of living: 87, compared to the Charlotte average of 97
  • Median home price: $96,400
The peaceful small town of Bessemer City comes in ninth on our list with one of the lowest costs of living of any place we ranked. Home buyers will find plenty of affordable ranch, bungalow, and craftsman style homes. Local events like the Community Concert and Cruise In Series or the Annual Down Home Festival are a great way to meet new neighbors and enjoy live music, vendors, and activities. Residents can also enjoy strolls and picnics in well-maintained city parks.

10. Belmont, NC

Belmont, NC
Source: City of Belmont-Government via Facebook

Key Stats:

  • Total senior amenities: 53
  • Cost of living: 95, compared to the Charlotte average of 97
Belmont rounds out our list of the best Charlotte suburbs to retire in with affordable townhomes and ranch style homes, as well as spacious and historic craftsman style homes. Belmont’s thriving Main Street is home to a number of specialty stores and local restaurants. Community events like the concert series, Friday Night Live, and the spring GaribaldiFest are a great way to stay involved in this close-knit community.

Our Methodology

To create this list of the best Charlotte suburbs to retire, we took a look at the following retirement friendly criteria:
  • Doctors per capita
  • Senior amenities per capita (volunteer opportunities, recreation centers, golf courses, restaurants, libraries, arts and entertainment, and retirement homes)
  • Cost of living (the lower the better)
  • Median home price (the lower the better)
  • Percent of residents 65 and up
  • Total crimes per 100k
From there, we ranked each suburb in the above categories. Then, because some things are a little more important to retirees than others, we weighted the percent of residents 65 and up and total crimes per 100k so they made up 20 percent of our total score, while the rest of the categories made up 15 percent. We averaged these weighted scores into one overall score, with the lowest 10 scores going toward our top 10 suburbs for retirement. For this list, we gathered data from AreaVibes, the U.S. Census, and local business listings. To see how other Charlotte suburbs ranked, check out the table below: Best Charlotte, NC Suburbs to Retire Like This Post? You’ll Definitely Love These: